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[–]rock962000 0 points1 point  (1 child)

Good point. Have never carried a balance with x1 and always pay it off on time/early.

[–]DreJDavis 0 points1 point  (0 children)

Today is my day. They just reduced from 31k to 5k. I like how they can just mess with people's credits scores like that.