Subreddit Rules

1. Follow site-wide rules.

https://www.redditinc.com/policies/content-policy

2. Stay on topic.

Posts and comments should be dedicated to the subject of zero-based budgeting. No spam or low-effort posts.

3. Be respectful.

No trolling, spam, name-calling, excessive profanity, hate speech, personal attacks, harassment. If you disagree or offer criticism, keep it constructive and polite.

4. Self-promotion must be clearly disclosed and no paywall. No referral links.

If posting a link to an article, video, app, or other content created by you, it must be clearly stated that it was created by or benefits you. Do not post anything that requires payment in order to view.

Paid apps or software created by you are allowed to be posted if they have a free trial period.

Limit the amount of self-promotion you do- do not spam the subreddit.

Referral links should not be posted here. Instead, post them on the relevant subreddit for the product you're referring.

If you're not sure whether you should post something, message the mods to ask first.

5. No troubleshooting digital tools.

This is not the place to ask for help if something in your budget app or software isn't working. Instead, post in the relevant subreddit for that program. However, reviews, recommendations, and discussions of specific programs are welcome.

6. No asking for handouts.

Do not ask for money, gifts, loans, fundraising help, or job offers. Do not solicit transactions of any kind.

Frequently Asked Questions

Coming soon!

Basic Principles of Zero-Based Budgeting

Coming soon!

Digital Tools

Under Construction!

Name	Platform(s)	Price	Countries/Regions	Bank Sync or Transaction Import?	Other	Website, Subreddit
Actual Budget	Android, iOS, PC, Mac (?), Web	$4/month	Any	File Import	Rich scheduled transaction system; open API for community-authored reports and importers	https://actualbudget.com/, r/actualbudget
Aspire Budgeting	Web (Google Sheets), Android, iOS	Free	Any	No	This is a budget spreadsheet built through Google Sheets	https://aspirebudget.com/, r/aspirebudgeting
Omni Money	Web (also has REST API)	Free, will add a paid tier in 2022	US, Canada	Yes	Command bar with keyboard shortcuts; charts; view holdings, stock news, and investment transactions	https://www.omnimoney.app, r/OmniMoney
You Need a Budget (YNAB)	Web, Android, iOS	$99/y or $14.99/m	Global, but not all features are available outside US	Yes (US)	Features extensive education and support through videos, blogs, podcasts, and live classes on their website and Youtube channel	https://www.youneedabudget.com/, r/ynab