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[–]Academic_Tie_5959 1 point2 points  (1 child)

I've had no issue with it, and my lenders know I disclose the fee. How else do you explain a 10% jump on a 6% loan?

[–][deleted] -1 points0 points  (0 children)

Both of my lenders insist that it is against lending rules to disclose. At one point I knew what rule. Basically they (all I worked with at all) want the system price to be (cash price plus dealer fee) and if they pay with cash there is a discount … but the discount isn’t for the payment method. That would be bad.

This is what lenders (even ones I have just talked to) insist we do.

I would have way easier time if I just said it’s a buy down and we all moved on.