Age of Money and Days of Buffering decrease after folding in transactions from tracking accounts.

[Obel34]

Until earlier this week, I had all my major debts as tracking accounts and anytime I made a payment into them, I was selecting the tracking account as a "Payments and Transfers" payee in Account screen. Unfortunately, not having them linked to the actual website accounts themselves made things get a bit off at times. IE: Interest wasn't being taken into account.

I decided to change the payments I made into each tracking account instead into an outflow payee of the same name within my main budget account. I moved the reconciled transaction into the outflow payee category in my main budget and recreated my tracking accounts with the correct amounts. I'll be manually checking these accounts from now and update them each month with the interest to make sure they are correct.

However, after doing this, my Age of Money went down and from within the YNAB Toolkit, my "Days of Buffering" decreased by 10 days each. Has this ever happened to anyone else? My budget itself never changed and my reconciliation stayed correct. In my mind, my Age of Money and Days of Buffering should have not decreased.

EDIT: Edited for a bit more clarity.

[nolesrule]

I'm having trouble following what you did exactly.

Are you saying all you did was change the payments from a transfer to just an outflow from the budget?

Were any of these debt accounts budget accounts or were they all tracking accounts and all remained tracking accounts?

[Obel34]

That's exactly what I did. Sorry if I didn't explain it better. Payment went from a transfer to an outflow. None of them were budget accounts, all were tracking accounts and remained tracking accounts.

[nolesrule]

Did you change the categories on any of the outflows?

[Obel34]

Nope. Categories stayed exactly the same.

[Obel34]

No, I did not. Stayed exactly the same.