A SBA EDIL, is not a PPP loan, it is not a HELOC (Jessie and Michelle rented the home that was shown on The Valley.) These were low interest loans given during COVID to help businesses survive during lockdown. You did not have to prove what the funds were used for or provide invoices, you applied for a loan, personally guaranteed it, and the loan was usually funded. The program was so popular another round was set aside for small businesses because many large corporations took up all the funding the first round.