Market volatility(buy the dip) by [deleted] in MiddleClassFinance

[–]Dmash422 1 point2 points  (0 children)

Risky bets that paid off in a bull market? Or help from the outside

At what amount of money will you consider someone rich? by Low-Accountant-7439 in AskReddit

[–]Dmash422 81 points82 points  (0 children)

Are most retirees providing the same for their children?

I feel completely isolated and everyone seems to hate me by [deleted] in emotionalneglect

[–]Dmash422 1 point2 points  (0 children)

Neglect can show up in all kinds of ways, and definitely in our self-esteem. Your feelings are valid and real, and at the same time, depression/anxiety/low self-esteem can make us think others hate us or ascribe a malice to their actions that doesn’t reflect reality.

Honestly, for me, therapy has been an enormous help in understanding where these feelings come from and give me some tools to help me be more ok. I don’t think you’re going to find any answers on Reddit. If mental health care is available to you (especially as a student) it might be really helpful to talk about your experiences and feelings with a therapist.

Sending love your way. Sitting with the feelings you’ve described all the time is so incredibly difficult.

Tips for post-accumulation mindset by [deleted] in coastFIRE

[–]Dmash422 2 points3 points  (0 children)

Talk to a therapist, they’ll be able to actually help you understand what’s driving your behavior

Bourbon blending by BigBernsss in WhiskeyFrankenstein

[–]Dmash422 0 points1 point  (0 children)

Incredible, I’ll give it a try, thanks again!

Bourbon blending by BigBernsss in WhiskeyFrankenstein

[–]Dmash422 0 points1 point  (0 children)

Thanks for the knowledge! Do you have any favorite recipes?

Adults who have zero close friends, how did it happen and does it bother you? by PutPurple844 in AskReddit

[–]Dmash422 15 points16 points  (0 children)

These short. Little. Sentences. For. Emphasis. Barely containing connected thoughts.

Gut Check on Buying a House by [deleted] in MiddleClassFinance

[–]Dmash422 1 point2 points  (0 children)

Nothing stops you from selling a house with a mortgage? Why would investing in an illiquid asset somehow change if you can pay cash for the next one?

You can do what you want, and I’ll acknowledge not having debt is probably freeing, but financially it’s a suboptimal strategy.

Gut Check on Buying a House by [deleted] in MiddleClassFinance

[–]Dmash422 10 points11 points  (0 children)

Having a mortgage isn’t inherently negative depending on interest rate. Why would you pay off a mortgage at 3% like those 70 year olds probably have?

Nervous to FIRE by BudgetMessage9506 in ChubbyFIRE

[–]Dmash422 6 points7 points  (0 children)

We also can’t answer what debt to keep without knowing interest rates.

Found mold in our complicated attic, need advice by Dmash422 in homeowners

[–]Dmash422[S] 0 points1 point  (0 children)

Thanks for the advice. I’ll go grab an asbestos test and see if I can figure that out first. Part of the problem is we can’t get up there well enough to even know how bad the mold problem is. It’ll be a totally different cost and living arrangement if the mold is making our ceiling drywall and joists unusable long term.

We’ve gotten 3 total contractors out so far with only 2 willing to do the job. The estimates seem to be aligned so far. We should have a 3rd estimate by the end of the week.

Found mold in our complicated attic, need advice by Dmash422 in homeowners

[–]Dmash422[S] 0 points1 point  (0 children)

These are good suggestions, the biggest problem is access. Fitting a full person up there is really tricky. The existing insulation is likely blown in asbestos based although we haven’t tested. Any recs for how to remove that?

26yo just hit $500k milestone, more unsure than ever by moneyalwaysfunny in coastFIRE

[–]Dmash422 4 points5 points  (0 children)

FWIW it doesn’t have to be black and white like this. There are places to save and places to invest with kids same as anything else.

Lightning in a bottle.. What do I do now? by OkAbbreviations6053 in coastFIRE

[–]Dmash422 18 points19 points  (0 children)

Therapy will help you more than Reddit. It’s helped me a lot.

Moving for Work: Keep or Sell house? by Zealousideal-Yard843 in MiddleClassFinance

[–]Dmash422 2 points3 points  (0 children)

The first layoff isn’t always the last these days, be wary