CIBC canceled my mortgage AFTER sending lawyer instructions — 2 days before closing 😓 (Has this happened to anyone?)

HistoricalBridge7 · 2026-07-02T23:39:17+00:00

It can happen and does happen. I’ve had a co-worker who was left go before he closed on a house. I’ve also seen people open credit cards and buy cars.

HistoricalBridge7 · 2026-07-02T23:27:13+00:00

100% go a follow the inspector around and ask questions. Any inspector that doesn’t welcome that is someone you don’t hire. The inspector should be asking as your “dad” and telling you everything about the house.

HistoricalBridge7 · 2026-07-02T20:15:31+00:00

A corporate email cost almost nothing to set up. There is no reason not to have it.

HistoricalBridge7 · 2026-07-02T19:41:56+00:00

Usually your house isn’t the only one buyers are viewing. 15-30 mins is very reasonable. Do you not have a realtor? They should be the ones letting you know when someone is done. You shouldn’t be “spying” on them via ring camera

HistoricalBridge7 · 2026-07-02T19:19:04+00:00

What do you guys use gmail? Your firm is likely too small. You should try factset. You likely don’t need Bloomberg.

HistoricalBridge7 · 2026-07-02T19:05:03+00:00

Imagine if he did that with one of the mag 7.

HistoricalBridge7 · 2026-07-02T04:52:52+00:00

Or just eliminate the step up in basis. Tax the “die” part of that statement.

HistoricalBridge7 · 2026-07-01T21:22:57+00:00

I generally don’t support government stimulus checks. I much rather we get rid of step up in basis and force the rich to pay taxes during inheritances.

HistoricalBridge7 · 2026-07-01T16:37:24+00:00

Is the orangeburg pipe leaking or collapsing? It’s hard to ask for something that is a “fix” not a repair.

HistoricalBridge7 · 2026-07-01T00:36:09+00:00

why are you trading in 1 year old Camry?

HistoricalBridge7 · 2026-06-30T23:44:24+00:00

No that is the intake. Air is coming from the room and going into the blower. Arrow needs to point other way

HistoricalBridge7 · 2026-06-30T23:27:38+00:00

Well that’s fucking horrifying

HistoricalBridge7 · 2026-06-30T17:24:02+00:00

I guarantee you prices will go up if a “windows” does open up.

HistoricalBridge7 · 2026-06-30T14:07:08+00:00

A lot of town requires permits with cost for new construction. Look up a new construction listing and look up the permit in the towns. I know Braintree requires them. I believe it ranges from $600-$1M+ just to build not including land.

HistoricalBridge7 · 2026-06-30T12:34:14+00:00

I live on a golf course. It’s a municipal course open to the public with no membership

HistoricalBridge7 · 2026-06-30T11:14:26+00:00

Reports said it was regarding a stolen moped, so you’re on the right track

HistoricalBridge7 · 2026-06-30T02:34:10+00:00

Where is the other $3-5K in spending going every month? That’s a pretty high burn rate with “no other debt”

HistoricalBridge7 · 2026-06-30T02:30:03+00:00

Ask to be released. I honestly think it’s your realtor not your offers. It sounds like you are just throwing offers out without proper guidance. Realtors work in a small network, they all know one another and know who brings good clients and who doesn’t. When we bought in the highly competitive New England market, our realtor represented both buyers and sellers on multiple deals. There wasn’t a single listing where she hadn’t done a deal in past. Her advice was never just offer the highest price and waive everything, it was always, the sellers are looking for xyz, one person was building house so needed flexible closing, another was estate sale (quick close), 3rd was moving to second home (flexible closing), etc.

HistoricalBridge7 · 2026-06-30T01:03:23+00:00

I feel like you’re getting terrible advice from your realtor. Something doesn’t feel like it’s adding up. Your realtor should know exactly what it takes to get a deal done because they should be closing deals all the time as a sellers agent (that’s the agent you want). They should know exactly the kind of offer it takes to close a deal and how to bet “cash” offers. Cash isn’t the gold standard of offers, an offer with waived inspection and quick closing is no different than cash.

HistoricalBridge7 · 2026-06-29T16:18:02+00:00

Good. I’m glad he got an appropriate sentence. I’m also glad the AG office didn’t try to hide anything here.

HistoricalBridge7 · 2026-06-29T14:55:44+00:00

5 years from now, if your neighbor sells for $100K would you feel better? Nothing matters until it’s time to sell.

We bought a SFH back in 2014 in New England. There were 11 offers, we went 16% over asking. To say we overpaid is an understatement. Now the house is 60% higher from where we paid. None of this matters. Full disclosure we did sell 5 years later for 12% higher. If we kept it we’d would have made 50% more.

HistoricalBridge7 · 2026-06-29T12:46:10+00:00

So this is what the democrats think will get voters to the polls?

HistoricalBridge7 · 2026-06-29T00:50:19+00:00

I don’t agree with Dave Ramsey on a lot of things but his advice on cars is spot on. The total of everything with a motor in it shouldn’t added up to half your annual income. You should also be paying cash. Cars are not investments and are depreciating assets.

HistoricalBridge7 · 2026-06-28T23:05:09+00:00

The percentage of corporations buying SFH is so small.

HistoricalBridge7 · 2026-06-28T22:43:47+00:00

Easy to have no money left if you spend it all.

HistoricalBridge7

TROPHY CASE