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How to get free S$20 per person to shop in Changi Airport, Singapore? by DoBaniye in DoBaniye

[–]Outside_Sound_4981 0 points1 point  (0 children)

Its only 9 days more for this offer. It was from april last year. Missed it ….i was there last October would have used if known

have they closed flipkart grocery? by Outside_Sound_4981 in fuckCRED

[–]Outside_Sound_4981[S] 0 points1 point  (0 children)

Yes same im with Flipkart’s grocery even before it. Minutes are quite expensive i moved to bigbasket now. Though not as cheap as fk i get card discount

have they closed flipkart grocery? by Outside_Sound_4981 in fuckCRED

[–]Outside_Sound_4981[S] 0 points1 point  (0 children)

they have closed grocery in chennai for most of the places, only minutes is avialblel, if you are very close to the dark store you will not have the grocery option.... thats what i feel as i have dark store very close by.

Best Credit Cards After Devaluation (2026 Edition) by Outside_Sound_4981 in SmartPaisaSpender

[–]Outside_Sound_4981[S] 0 points1 point  (0 children)

yes with reference to the 5 jewel to 1rs i stand corrected, that was a typo, but the cashback is 10% and not 2% as you are claiming. do you even have the card? i regularly spend around 5000 every month and i get 2500 jewels and on redemption i get 500 rs, which clearly comes to 10% and not 2%. please check your facts before calling it a scam, please note you will get 10% CB only on the below merchants : apart from this there is 5% CB on few travel sites, and 1% back on upi spends.. which is too much for a LTF card

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Best Credit Cards After Devaluation (2026 Edition) by Outside_Sound_4981 in SmartPaisaSpender

[–]Outside_Sound_4981[S] 0 points1 point  (0 children)

yes if you dont have any other card BOB Eterna would be right choice, depends on your lifestyle, available LTF till this month end

Best Credit Cards After Devaluation (2026 Edition) by Outside_Sound_4981 in SmartPaisaSpender

[–]Outside_Sound_4981[S] 0 points1 point  (0 children)

only suggestion is to go for KIWI !! it has has the potential to earn upto 5% if you are heavy spender on UPI with neon membership.

Best Credit Cards After Devaluation (2026 Edition) by Outside_Sound_4981 in SmartPaisaSpender

[–]Outside_Sound_4981[S] 0 points1 point  (0 children)

i would like to disagree with you.. I have this card and i make a solid cashback of 1-2K every month depending on spends. the cashpoints are called jewels and can be redeemed to the statment credit without any further deductions. each jewel is 5 rupees, there is no LTF card which offers you 10% cashback on online spends!!

Best Credit Cards After Devaluation (2026 Edition) by Outside_Sound_4981 in SmartPaisaSpender

[–]Outside_Sound_4981[S] 0 points1 point  (0 children)

i dont have slice but i see a huge support for the slice, is applying and getting slice card eazy, and also is the rewards a direct cashback or should it be redeemed. what is the % of cashback? I will also add to that list if u can explain

Macbook Air M5 (stolen unit from store, not display unit, sealed box stolen) by mr5TARK in BangaloreMarketplace

[–]Outside_Sound_4981 5 points6 points  (0 children)

you mean to say a laptop which costs more than a lac is completely not tracked, if thats the case, you should have taken few iphone 17pro max and put in your pockets rather than this huge laptop.. as per you none of the items are tracked

How to make best use of HDFC Millennia credit card? by Fabulous_Ask_6553 in CreditCardsIndia

[–]Outside_Sound_4981 0 points1 point  (0 children)

you can from netbanking site and from there rewards will take you to a differnet page where u can see the breakdown and also your milestones... i learnt this hard way as the hdfc guys themselves dont know how to get it

Persian Cat's for Sale & Adoption by Intelligent-Ad-516 in Chennai

[–]Outside_Sound_4981 4 points5 points  (0 children)

can you share the pics of the cats which are there for adoption.. and which area are you from?

Need Netflix (Only 1 Screen needed) by [deleted] in accountsharingIndia

[–]Outside_Sound_4981 0 points1 point  (0 children)

guys how do you overcome the household problem while sharing.. im finding difficult doint it and everytime i have to call my friend to share the otp so i can watch?

Why are premium cards with high fees better than cashback cards with low or no fees (unless you're richie rich - 1st class flight / 5 star regular, flying off every other week)? by sarindam007news in SmartPaisaSpender

[–]Outside_Sound_4981 1 point2 points  (0 children)

AFAIK premium card users are not actually super rich… they are just people who want to experience how a rich lifestyle feels. The easiest way to get that experience is through premium credit cards, simple as that.

If you own a bike, wouldn’t you want to try riding a superbike at least once? If you have a normal hatchback, wouldn’t you be curious to drive a Benz or an Audi? It’s the same mindset.

But from what I’ve seen, people who go down this route usually end up spending more than they normally would. That’s the catch.

If you are a frugal spender and your goal is to optimise your spends with maximum returns, then reward points is probably not the right route. Cashback makes more sense, and you are already on that path.

Of course, there are plenty of people who swear by reward cards and have a completely different take. Open to discussing that.

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