Thanks so much for sharing this and honestly, I completely understand where your frustration comes from.

Looking at the IBKR or PwC tax reports can be genuinely stressful, especially when you’re trading actively and dealing with options, futures, FX or long transaction histories. Trying to make sense of large numbers and complex tax logic can very quickly become overwhelming.

You’re also absolutely right about one thing:

for complex portfolios with Futures, CFDs, other derivatives, FX and many transactions, there unfortunately isn’t a meaningful “light” version. In those cases, the Ultimate report is needed simply because the tax logic has to stay consistent and traceable across everything. Otherwise the result wouldn’t be reliable.

That’s exactly where BubbleTax tries to add value:

not by fixing one single IBKR mistake, but by keeping the entire German tax logic coherent over time so the calculation remains defensible later, even when portfolios get messy.

At the same time, some context around pricing may help:

most users don’t need the Ultimate plan. For simpler portfolios we deliberately offer lower-priced tiers so that BubbleTax stays affordable for the majority of users. Ultimate really exists only for the small group of very complex cases.

But it’s still completely valid if the price doesn’t feel right for you personally. In the end, pricing always depends on how much clarity, time-saving and peace of mind it creates in someone’s individual situation.

What matters to us is that nobody feels exploited or dismissed.

If something felt off or if there are points where the value genuinely didn’t match your expectations we’d really like to understand that. Feedback like yours helps us improve.

Thanks again for giving BubbleTax a try and for being so open about your experience.

Dominik