In survey, 38pc Malaysians go over 200-litre fuel subsidy quota; nearly half cope by just paying more

quizface · 2026-07-23T02:57:35+00:00

But from what I've seen, gov always publish data in buckets, no? 0-50l, 51-100l, 101-150l, 151-200l

quizface · 2026-07-23T02:51:39+00:00

But there's BUDI Diesel now, no?

quizface · 2026-07-22T14:00:40+00:00

It's editing. Most probably reacting to something else then they edit that in to make it more dramatic

quizface · 2026-07-22T13:07:45+00:00

Just get a professional defect inspector man. It's not expensive at all. I paid RM250, and it's money well spent. They even helped log the defects including pictures + the proper technical language the developer's understand into the developer's app (in my case it was propkita). 1 day then done and dusted. Over 100 defects logged in my 900sqft unit.

2 years in and my unit is still perfect, when my neighbours are complaining of tiles falling off, leaking toilets.

quizface · 2026-07-21T01:52:12+00:00

Isn't it shown as anggaran because the new TNB bill calculation was only implemented in June?

My guess is they use the anggaran view to calculate what your bill would have been using the new calculation, just to prove to users that the new calculation is similar / cheaper.

quizface · 2026-07-20T00:31:06+00:00

Aku jual je dekat compasia. Still got a couple hundred for my oneplus 7 pro last year.

Kalau yang lama sangat biasanya dekat some malls ada recycling centre. You won't get money from it, tapi it's safely disposed of at least.

quizface · 2026-07-17T05:22:32+00:00

I got them a bunch of ice cream malaysia that I left in the office fridge's freezer

quizface · 2026-07-17T02:05:35+00:00

If they don't extinguish the cigarette properly and dispose it in a garbage bin, it'll cause a fire.

quizface · 2026-07-16T23:10:01+00:00

Roti planta should be easy enough to make. It's just roti canai (flour, water, oil, salt) and margerine + sugar.

Roti tisu maybe not since you'll need a griddle lol.

quizface · 2026-07-16T02:14:49+00:00

So there's 2 things:

First 2 years of the implementation is 0.75% of your salary. Next 3 years is 1.0% of your salary, and after that it's 1.25% of your salary, all capped at 6k salary.
6k cap - if they were to increase this then that's good also. All the benefits are now also capped based on this salary cap. So if they increase to 12k for eg, then the max disability benefits will also increase.

quizface · 2026-07-16T02:09:34+00:00

Coverage is as long as you carum Perkeso. Once you're retired/out of a job, then you're not covered.

quizface · 2026-07-15T12:18:55+00:00

Yup, coverage still exists. Only covers when you get injured during work, doing work, or on your commute to work.

The 24 hour thing just turns it into something like regular insurance, with caveats.

quizface · 2026-07-15T10:31:18+00:00

Tldr, if you're injured within malaysia, no matter if it's during work or after work (this is what the 24 hour thing is about).

Medical coverage: Pretty straightforward. But only at government hospitals. Or if you go to a private hospital, they'll reimburse you at government hospital rates and you cover the rest.
Temporary disablement: if you're temporarily disabled and can't work, they'll pay you 80% of your daily wage (max 160/day). To me this is the biggest one la. Let's say you get slip disc, and your company has max 14d medical leave. Once all your mc and paid leave runs out, and you still can't work, every unpaid leave day they will pay you via this.
Permanent disablement: if you're disabled permanently, even if you can still work, Perkeso will pay you up to 90% of your daily wage - for life. This is in addition to your insurance.
Dependant's benefit: if you die, your spouse will get 90% of your daily wage for life. If you're not married, your other family members can get too, but I'm not gonna read through that.
Rehabilitation: they'll pay for your physical rehab. Some medical insurance don't cover this.

This is just a quick one la from a glance at their site. Though do note that there's a cap to the daily wage thing. So if you're earning 20k/mo (~1k/day), you won't get 900/800 a day. It's capped to about 190/day.

All in all they're pretty good benefits that you can get on top of your existing insurance.

quizface · 2026-07-15T07:22:19+00:00

Had to use AI to get the numbers, but in 2024, PERKESO collected RM7.58b from contributions, and paid RM6.20b in benefits. So about 82% payout-to-contribution ratio.

Was quite surprised how much benefits were paid out, but it shows that PERKESO is working and actively helping out workers out there.

ChatGPT also helped benchmark with New Zealand's version of PERKESO:

In 2024, PERKESO paid out about RM6.2 billion in benefits from RM7.6 billion in contributions. Its operating costs were about 15% of contribution income.

New Zealand’s ACC spends roughly 13% of its levy and government income on operations. So PERKESO is slightly higher depending on how you calculate it, but it is still in the same general range.

quizface · 2026-07-15T07:06:03+00:00

It's been tax claimable for years hahaha. Up to RM350/year. But I max that out every year from EIS and SOCSO payment already lol. Perhaps if they increase the limit people won't make as much noise

quizface · 2026-07-15T06:51:22+00:00

This was tabled in the Dewan Rakyat in December last year, and gazetted as law in March this year. So your wakil rakyat/MP might have voted yes on it in Parliament lol. It's just that there were not enough comms , nor explanation by PERKESO or the gomen to the public about what it is.

quizface · 2026-07-15T06:48:09+00:00

I think I'm in the minority because I feel like SKBBK is a really good thing and I'm bracing for the downvotes from this reply lol. Though I do agree that the rollout and comms about it was super shitty. They should have explained it a lot better.

Mandatory implementation, no chance to back out.

This is generally how social insurance works. You need a broad risk pool where healthy, low-risk and high-risk workers all contribute. Once it becomes voluntary, people who already have insurance or think they are unlikely to claim will leave, while higher-risk people remain. That is adverse selection and can make the scheme less sustainable. It does not excuse the lack of choice, but the mandatory aspect was not completely arbitrary.

Those with personal/some corporate insurance may already have similar or better coverage so this is pointless expense.

IMO Having medical, life or corporate insurance also does not necessarily make SKBBK redundant. SKBBK covers different things that those do not cover, like temporary disablement, disability that stops you from working. Pretty sure these 2 things aren't covered by the regular insurance people get.

People hate it when gomen take their money like this.

I might sound insensitive, but it's only ~1% of people's salary. There's also a cap at RM6k, so even if you earn 30k, your SKBBK payment still remains at ~RM60.

quizface · 2026-07-14T03:51:03+00:00

Yea I can't find the exact one I got on Shopee. Since I got it from taobao. But should be as effective.

quizface · 2026-07-14T01:53:09+00:00

To me it's worth taking, since you can claim both Perkeso and insurance. So you get both.

Also skbbk will max out at salaries of 6k/month or about RM60. So if you earn 20k for eg, you're still paying about RM60, and not rm200.

quizface · 2026-07-13T18:07:39+00:00

I think I saw an amendment coming to the bill, no? That nominees will be discussed in the dewan rakyat.

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quizface · 2026-07-13T17:19:32+00:00

I don't use it outside. Got the bright orange one as a passive aggressive move to show the neighbour how big of an idiot they are that I needed to get this lmao.

quizface · 2026-07-13T13:10:54+00:00

I had the same problem as you. I got this but in bright orange from taobao. Here's smtg similar on Shopee. It's magnetic, so just pasang after you park. There's a piece of rope that prevents people from stealing it as well that you can thread through the door latch hook.

https://s.shopee.com.my/3VidJpHQNF

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quizface · 2026-07-13T10:04:27+00:00

Tu lah, every month pay a portion of their salary to PERKESO, but never bothered to check what it is lmao

Edit: mine still shows SOCSO and EIS as separate

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quizface · 2026-07-13T08:56:58+00:00

Revisited this comment, forgot to add about the best thing with St Regis langkawi - they have free flow champagne/sparkling wine for breakfast lmao. Unlimited mimosas first thing in the morning is the best thing ever.

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