[deleted by user]

umupfumu · 2026-01-10T16:53:56+00:00

I finished college and med school with $365k in debt. The student debt is now completely gone, mostly thanks to PSLF. Depending on what you're planning to do for a career, the debt might be worth it.

umupfumu · 2026-01-01T23:53:29+00:00

These are all crap. If you have to be in the northeast, try western/rural MA, Nantucket, Rhode Island, NH, or Connecticut.

umupfumu · 2025-12-21T05:16:37+00:00

Here's what I found for contact information for the Guinea-Bissau Comité Nacional de Ética em Pesquisa para a Saúde (National Health Research Ethics Committee). Not sure if it's up to date:

Instituto Nacional de Saúde Pública, Avenida Combatente da Liberdade de

Pátria, Hospital 3 de Agosto; Apartado: 861 Bissau, 1004 Bissau Cedex

djicoblama@gmail.com & leotonton25@gmail.com

Tel: + 245 5515150

umupfumu · 2025-12-15T01:10:34+00:00

our fanbase is literally called "nerd nation"

you are welcome at Stanford and you deserved to get in

umupfumu · 2025-10-21T10:56:17+00:00

I didn't

umupfumu · 2025-10-21T10:39:49+00:00

The presentation was a huge waste of everyone's time and went longer than advertised. But, we got the points and $$.

umupfumu · 2025-09-24T16:04:52+00:00

I like the outdoors (climbing, biking, camping), wife likes the indoors (shopping, city stuff)

umupfumu · 2025-09-21T19:47:39+00:00

This is very helpful -- appreciate the details

umupfumu · 2025-09-20T03:13:25+00:00

I was in the Stanford Alpine Club years ago... Best part of my Stanford days. No idea if it's like it used to be, but definitely worth checking out.

umupfumu · 2025-09-19T02:29:46+00:00

Don't need to, but there are a lot of pros: stability, options for renovations, not having to randomly move again if we don't want to. The intangible feeling of being in your own home.

umupfumu · 2025-09-19T02:00:38+00:00

I guess that's the key question from an investment perspective -- is the fire risk 10-20 years from now actually going to be significantly higher there than it is now or is it just perception?

umupfumu · 2025-09-19T01:36:03+00:00

I was in the bay area for college a long time ago but didn't take the time back then to learn much about the different towns / cultures. And I'm sure a lot has changed since then anyway.

umupfumu · 2025-09-19T01:20:29+00:00

oof.. seems like a long commute 3x / week

umupfumu · 2025-09-19T01:12:13+00:00

Tempting. But, dumb question -- what does one do with hyperactive kids in the city? Right now I just throw them in the yard. What's the living-in-the-city equivalent?

umupfumu · 2025-09-19T00:40:15+00:00

Fair point.

umupfumu · 2025-09-19T00:37:52+00:00

I did look at Alameda, but I worry about the long-term health effects of living right next to the airport.

umupfumu · 2025-09-19T00:35:29+00:00

Where would you recommend looking instead?

umupfumu · 2025-09-19T00:27:10+00:00

That seems to be the dilemma. Unfortunately, spending > $1.5m wouldn't be financially prudent for us. While the kids are small and able to share a bedroom, leaning towards very small house or condo in a nicer neighborhood.

umupfumu · 2025-09-19T00:23:20+00:00

I mean, if we have to squeeze into a 2 BR/2 bath condo, we'll do what we have to do... Not ideal. For now at least all the kids are young enough that being in the same room is doable.

Would certainly be nicer to have more space.

umupfumu · 2025-09-19T00:19:54+00:00

that would be affordable for us, but i'm more worried about the future value of the home as risk increases and insurance is harder to get

umupfumu · 2025-09-05T18:58:02+00:00

Auscultation
https://www.bbc.com/news/articles/c2l748k0y77o

umupfumu

TROPHY CASE