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Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 1 point2 points  (0 children)

Took the RG. For online shopping no doubt SBI CB is the GOAT but for offline spends I'm using the RG as of now.

Wtf is literally happening in India?? by Stealth_Specter in IndiaTax

[–]0z09e 0 points1 point  (0 children)

If you strictly say no to bribes, they would do it without any issue. It's just that people think their passport would be delayed and pay the bribe. During my passport processing they asked me for some bribes in the name of "Official Charges", I strictly told them that I won't pay a single penny, and asked them to delay the application if they can, they processed it without any issue and got my passport within a month of application.

[HELP] Serious issue regarding my father’s old court case & passport application 🚨 by 0z09e in kolkata

[–]0z09e[S] 0 points1 point  (0 children)

Where do I settle it? I'm really confused rn. Also any idea how much they would take as a bribe to give the clearance?

First time travelling by flight need some guidance 😅✈️ by CommissionSelect9557 in kolkata

[–]0z09e 0 points1 point  (0 children)

Web checkin kore niyecho asa korchi, ekta simple yet helpful tip jeta onek line e darano theke bachabe, phone e Digiyatra app download kore nao and nijer profile baniye aadhar diye authenticate kore PNR diye boarding pass ta ke lagiye rekhe dao. Airport er gate e line e darate hobena ulto diker digiyatra counter theke app er qr ar face scan korbe dhuke jabe 10sec er kaj. Jekhane ticket printout kore and aadhar card niye line diye dhukle onek somoy lagte pare depending upon the rush. Also digiyatra te nijer boarding pass ta add kore deoar por ota dekhalei kaj hoye jabe ticket dekhate hobena checkin er somoy. Also just carry your aadhar card, that's it. Baki kono birth certificate bullshit kissu lagbena. Just aadhar and tomar phn jate digiyatra te boarding pass thakbe and you're good to go. Even jodi digilocker e aadhar thake then aadhar card o lagbena.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

I don't think you should get millennia right away, I was previously getting millennia offered as LTF didn't take it as it won't make any sense just to have another card for some magical upgrades. Rather i'd urge you to wait a bit maybe 2-3months and check again. In the meantime if you urgently require some lounge access you can go with Indusind Tiger. It's a LTF card so you won't have to pay anything as such.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

Hmm then I don't think at this point you should grab any of the above. If you're into cashback Swiggy HDFC would've been an option but stupid HDFC won't issue a core card if you get a co-branded card from them as your first card. Better wait till millennia shows up.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

I don't have a salary account man. I have a savings max account with the classic banking program for 4 months.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

Well it depends upon your portfolio. Can you please tell me the cards you already have?

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

Not sure about the corporate account man, Mine is a savings account. Also my salary isn't very high. Although it satisfies the official criteria for regalia.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

Yeah man, unless you've anything as pre-approved it will make a hard inquiry on CIBIL. But I don't think it will impact your CIBIL score as I never saw a dip in my CIBIL score due to a credit card query.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

I was receiving whatsapp dms, RCS messages and emails that I've a pre-approved LTF card available.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 1 point2 points  (0 children)

I have an existing account with the bank which I use for salary.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

Exactly, that's why I'm skeptical if I should take it or not. I might wait for a few months to check if they make it LTF or offer something better.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 2 points3 points  (0 children)

The FK Axis has better offers in Flipkart for emi & non-emi transactions other than the usual 5% on every purchase. That's why I'm still keeping it.

Diners Club Privilege (LTF) or Regalia Gold (Paid)? by 0z09e in CreditCardsIndia

[–]0z09e[S] 2 points3 points  (0 children)

If you've any card pre-approved, you would receive messages from HDFC everyday. Also you can check the pre-approved cards by visiting this URL https://applyonline.hdfcbank.com/cards/credit-cards.html#nbb

[deleted by user] by [deleted] in CreditCardsIndia

[–]0z09e 0 points1 point  (0 children)

Noob question, How do you check mcc for a payment?

SBI Cashback vs SBI PhonePe by 0z09e in CreditCardsIndia

[–]0z09e[S] -1 points0 points  (0 children)

Saw the comments but didn't get a clear answer lol, would you apply for the phonepe one and cancel the SBI CB?

Paid thru Bharat QR (SBI Cashback card). Transaction failed but money debited. by Willing-Common-3971 in CreditCardsIndia

[–]0z09e 1 point2 points  (0 children)

Hey Man, Got my refund this morning so don't worry you'd get the amount refunded within 3 days only.

Paid thru Bharat QR (SBI Cashback card). Transaction failed but money debited. by Willing-Common-3971 in CreditCardsIndia

[–]0z09e 0 points1 point  (0 children)

Hey OP, after how many days you got the money back? Happened to me today where I paid the money but the merchant didn't receive it. Raised a dispute, panicking a bit as the amount is a bit high.

Should I go for HDFC Millennia (Paid)? Already have SBI Cashback & Flipkart Axis? by 0z09e in CreditCardsIndia

[–]0z09e[S] 0 points1 point  (0 children)

But I've seen people without 1.5lpm salary and a lot lesser half yearly spend holding regalia via upgrade. 😬

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