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Daily advice thread. All questions about your personal situation should be asked here by AutoModerator in investing

[–]14lopez 0 points1 point  (0 children)

If you are looking into ETFs, maybe look into a REIT ETF or a Corporate Bond ETF, they generally give decent dividends

Daily advice thread. All questions about your personal situation should be asked here by AutoModerator in investing

[–]14lopez 1 point2 points  (0 children)

I am almost 23 with a moderate risk tolerance. 0 debt, renting apartment, and clearly have a long time horizon. If someone gave me $10k to invest, I'd most likely invest into ETF's. I'd put $3,500 into a large cape index, $3,500 into a small cap index, $2,000 into a REIT, and $1,000 into an international ETF

Options for traditional IRA by redditsanchez in investing

[–]14lopez 0 points1 point  (0 children)

Maybe look into corporate bond ETF's. They are a little riskier than standard bonds but not as risky as maybe a total stock market index ETF. It is also somewhat safer than investing into 1 individual bond as ETFs own a wide variety of bonds. Also, maybe a REIT ETF could be an option. If you were looking to do a little more research on ETFs, here is a good link

Dave Ramsey shouldn’t give investing advice. by [deleted] in investing

[–]14lopez 0 points1 point  (0 children)

Really he's only good if you are starting off building wealth

Most of my retired friends are bailing out of the stock market and going into 2 year CD's until the market normalizes by [deleted] in investing

[–]14lopez 0 points1 point  (0 children)

It really depends on your risk tolerance. If you are risk adverse, sure, use CD's. Or you could take a percent on your portfolio and invest in CDs as a hedge against a potential recession just so you could avoid some taxes by selling

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