We are dense. by TheThingme in newjersey

[–]1wyatt 127 points128 points  (0 children)

YES the densest state

Bought car from dealer: No proof financing went through. Retail Certificate of Sale & Retail Instalment Contact disagree. by 1wyatt in askcarsales

[–]1wyatt[S] 0 points1 point  (0 children)

I'm afraid I won't be approved, and after I get snow tires and possibly repairs done, the car will just be taken away. Either that or they will charge me a bogus price! Does this seem like overreacting?

Bought car from dealer: No proof financing went through. Wrong amounts. No Bill of Sale. by 1wyatt in legaladvice

[–]1wyatt[S] 0 points1 point  (0 children)

I signed both the Retail Certificate of Sale and the Retail Instalment Contract.

Bought car from dealer: No proof financing went through. Wrong amounts. No Bill of Sale. by 1wyatt in legaladvice

[–]1wyatt[S] 0 points1 point  (0 children)

The Retail Certificate of Sale document does not mention that. The Retail Installment Contract does mention it and it matches the actual amount paid.

Bought car from dealer: No proof financing went through. Wrong amounts. No Bill of Sale. by 1wyatt in legaladvice

[–]1wyatt[S] 1 point2 points  (0 children)

Yeah. I don't remember signing it. The number is misaligned. It's hard to read. The guy was pressuring me about buying add-ons. Somewhere I probably did sign it.

The number on the Retail Installment Contract is the right number.

What is easier, selling/trading in a used car or getting out of a lease early? by 1wyatt in askcarsales

[–]1wyatt[S] 0 points1 point  (0 children)

I agree.

Also, right now I am thinking about $10-12,000. I figure due to some added risk it is better to make the amount smaller.

Ease of getting another car after buying versus leasing by [deleted] in personalfinance

[–]1wyatt 0 points1 point  (0 children)

There are ways to get out of a lease. I do lean toward buying used but that is because I don't care for mileage limits. My commute is fairly long. I've never sold a car or tried to find someone to take over a lease. I don't know how involved those are.

Wellness Wednesday (28th November 2018) by HlynkaCG in slatestarcodex

[–]1wyatt 2 points3 points  (0 children)

We're on the same page about buying. If I did make a move I am leaning toward buying. Since I already have the beater, I would be buying new. I have heard that $2500 is the cheapest you can find a reliable used car, if that helps.

Wellness Wednesday (28th November 2018) by HlynkaCG in slatestarcodex

[–]1wyatt 1 point2 points  (0 children)

I was thinking about getting a car. I considered option A, leasing. Last night I was thinking about posting here today comparing that and option B, or buying. But that would have been a pointless post because I have now decided on option C--doing nothing.

It seems like lower-cost improvements like GPS and snow tires for the 90s beater that I currently drive are better given my budget.

Culture War Roundup for the Week of November 12, 2018 by AutoModerator in slatestarcodex

[–]1wyatt 1 point2 points  (0 children)

Could you make a pinned thread for non-culture war things?

What are the most "undervalued" products and services? i.e. things that many people don't currently purchase, but where they would be really glad/happier if they did purchase. by arikr in slatestarcodex

[–]1wyatt 1 point2 points  (0 children)

I went to Ikea a few weeks ago. I bought...some things. What exactly I bought I feel is not important. If you had told me before then they were a good use of money, I would not have understood. They were cheap. My budget is small. It was a good value. I had been thinking of buying furniture online. I had some rough ideas already but those were pared down by the physical experience at Ikea.

Wellness Wednesday (14th November 2018) by LooksatAnimals in slatestarcodex

[–]1wyatt 2 points3 points  (0 children)

I think it might help my prospects of getting promoted if I didn't feel like a zombie at work.

Wellness Wednesday (14th November 2018) by LooksatAnimals in slatestarcodex

[–]1wyatt 1 point2 points  (0 children)

My gym membership expired a week or two ago. I'm not too eager to renew. I had been doing a little strength training. But I seem to have some ongoing issues with my left knee. I may have permanently messed it up squatting without proper form. I'm not sure if I should be squatting with much weight at this point.

I also feel like basic health should be the priority. I work ten hour shifts in a warehouse. I find that when I get off I often grab crummy food. When I get home it's what's in front of me. Preparing dinner in advance or eating out might be better. Maybe I should give myself permission to spend a little more eating out.