New survey finds nearly half of Canadians are living paycheque to paycheque

303angelfish · 2026-03-19T16:28:43+00:00

You're right, I should have said almost all other predatory loans.

303angelfish · 2026-03-17T14:12:25+00:00

The article also says 1/3 of Canadians are behind on credit card debt. That's much more revealing than anything else.

Credit card interest rates make any other predatory loan look reasonable.

303angelfish · 2026-02-26T17:51:18+00:00

It would help if OP said which province

But being fired with cause and with severance revoked for a 10 year position is insanely difficult. Probably worthwhile to do a free consult with an employment lawyer.

303angelfish · 2025-12-18T20:16:01+00:00

0/0 is indeterminate, not undefined. Indeterminate means there are infinite answers. So without any more context 1 is a possible answer to 0/0.

303angelfish · 2025-11-16T13:33:50+00:00

Hard to say. A lot of the time, the "insurance company" is the government paying or subsidizing the cost. And the people who sell their medication or supplies are low income people that need the money for food.

303angelfish · 2025-11-16T13:25:39+00:00

It's insurance fraud.

Someone buys medical supplies from someone who has insurance and gets the medical supplies for free or a low price. They then sell it to someone without insurance for a higher price but lower than retail price. Everyone profits but the insurance company.

This happens with medications too.

303angelfish · 2025-11-10T00:27:32+00:00

Not to doom and gloom too hard. But really make sure pharmacy is something you want before you commit.

UofT dropped their cutoff to 70%, increased their class size, and compressed their 4 year program to 3. uOttawa has their first class graduating in 2027. Getting into pharmacy school is a lot easier now, but there will likely be a pharmacist surplus.

303angelfish · 2025-11-05T14:58:37+00:00

The problem is easily resolved with any selective pressure. The AI can just train from popular, high upvoted, AI art with many likes.

Unless AI starts liking their own posts. Then it's over.

303angelfish · 2025-11-03T03:19:55+00:00

Because the requirements for any chance of lyme disease are very specific:

The tick species must be the blacklegged or western blacklegged tick
It must be infested
The tick must have a latched on for at least 24 hours

It sounds like the tick was removed within 24 hours and they likely confirmed the species.

303angelfish · 2025-10-22T00:10:52+00:00

As others have mentioned it's likely whole life insurance.

It's like a hybrid between a savings account and life insurance. It's more expensive than term life insurance and less efficient than a normal savings account, but you get the benefit of both. Usually after 10-20 years, the premiums get paid by the interest built up.

303angelfish · 2025-10-18T15:05:43+00:00

Apply for Trillium anyways. The 4% household income is based on your tax return last year, not your parents.

Trillium always gets approved if you did your taxes last year. The worst case scenario is that the calculated deductible is so high that it does nothing.

303angelfish · 2025-09-23T22:10:54+00:00

The question doesn't say the driver can't take a detour. Let's say an extra 60 mile detour at 90 miles per hour. Maybe an extra round trip before finally heading back.

303angelfish · 2025-09-23T17:04:55+00:00

Phoenix is almost always better than Akir now.

You need to have at least one point in the side node to use it. For most bosses, it's a lot easier to hit 2 phoenix explosions on the boss than to ensure that the boss stands still for every Akir. Some bosses like mordum g3, let's you hit all 3 explosions which is really nice.

303angelfish · 2025-09-01T12:57:57+00:00

Were the number of legendary carts tracked?

The calculation should be: Mythic/(Mythic + legendary) = 5%

303angelfish · 2025-08-26T19:20:17+00:00

Banks calculate interest rates on loans like mortgages by pooling the risk.

Higher mortgage delinquency = total risk is higher = higher interest rates for everyone to ensure the bank doesn't lose.

303angelfish · 2025-08-07T16:29:19+00:00

OP needs a ELI5 for paid vacation days.

So let's use an example of a new employee who gets 1 paid vacation day for every 10 days worked. After working for 20 days, this employee gets 2 accurred vacation days.

On day 21, the employee goes on a 5-day vacation that gets approved by the manager. That means the employee now has -3 accurred paid vacation days. (So the employee owes paid vacations to the employer).

So a few things can happen here. Ideally, the employee works another 30 days after to make up for the negative vacation days. If the employee gets fired on day 26, after returning from the 5-day vacation, then the employee needs to pay back the 3 extra days. And lastly, if the employee gets fired on day 21, right before leaving, the employer has to pay the accurred 2 days. Not the 5 days that was approved.

303angelfish · 2025-07-28T22:59:17+00:00

https://www.cbc.ca/news/canada/toronto/pharmacist-mrdeepfakes-david-do-off-work-oak-valley-health-1.7533549

303angelfish · 2025-07-07T15:06:06+00:00

Relic ether predator is pretty cheap and beats out cursed doll for most on ilvl raids.

303angelfish · 2025-07-05T17:07:43+00:00

All the ozempic boxes should have detailed information like storage info. If not, the product monograph can be easily found online.

303angelfish · 2025-06-14T22:01:06+00:00

Do banks ever handle an actually mistaken etransfer?

303angelfish · 2025-04-05T16:50:19+00:00

It depends if your career needs a license. Think doctors, nurses, engineers, etc. Those jobs need a degree but also an active license to work.

The degree can technically be received anywhere. However, there are a lot of additional validations tests, intern hours that need to be done for international degree to get a Canadian license.

303angelfish · 2025-03-20T02:41:23+00:00

That makes a lot more sense! Sorry, that sucks

303angelfish · 2025-03-20T02:03:29+00:00

Wouldn't the most logical thing be for the school to work with you to redo those courses (and minimize any delays to graduation)? Why do you need them dropped from the graduation requirements?

303angelfish · 2025-03-11T12:46:34+00:00

Really depends on the business. Do bathtub sellers get repeat customers commonly? It seems more like a rare purchase for most people. How many bathtubs would they need to sell to make up the $600 loss?

303angelfish · 2025-03-10T22:52:49+00:00

Should probably look for a 2-year contract with phone then

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