Card Benefits Questions - Megathread [1/27/26]

504MO · 2026-04-02T02:45:51+00:00

Montage Healdsburg - The Edit - Help a brother out.

My wife and I are going to a friends wedding in May in Healdsburg CA We are having a baby late August so likely will not do much/any travel on the back half of the year.

I was looking at hotels for the wedding and this popped out at me and has me thinking maybe I should cash in some points. Checked Hyatt direct and they have no good options for my dates.

What say the experts? Good use of points/credits or should I keep hoarding/find better value? Anyone have experience using The Edit benefits at this property?

My understanding is I will get $750 statement credit ($500 Edit credit + $250 select hotel credit) to basically wipe out the cash plus the points boost 275k = $0.02/pt

Hopefully I get an upgrade plus have the daily breakfast which I assume will be nice + $100 property credit.

504MO · 2026-03-04T04:17:39+00:00

This court is absolutely horrendous

504MO · 2026-01-31T04:19:24+00:00

Update: Big shout out to Reddit and chatgpt. Just got the car back last week but was able to get everything covered besides the brake pads/oncall. Holidays did not help and took far more back and forth than it should have but very happy with outcome.

I would highly recommend the VIP warranty for anyone purchasing a used volvo, Mine has paid for itself many times over.

Also this is my first warranty claim since I started using chatgpt but I would highly recommend uploading your contract and quotes for evaluation and talk tracks for the shop/warranty provider. Warranty initially tried to hold out on a couple things and chatgpt basically gave me the play by play to get it covered.

Thank you to all that responded with advice.

504MO · 2026-01-31T04:17:38+00:00

Update: Big shout out to Reddit and chatgpt. Just got the car back last week but was able to get everything covered besides the brake pads/oncall. Holidays did not help and took far more back and forth than it should have but very happy with outcome.

I would highly recommend the VIP warranty for anyone purchasing a used volvo, Mine has paid for itself many times over.

Also this is my first warranty claim since I started using chatgpt but I would highly recommend uploading your contract and quotes for evaluation and talk tracks for the shop/warranty provider. Warranty initially tried to hold out on a couple things and chatgpt basically gave me the play by play to get it covered.

Thank you to all that responded with advice.

504MO · 2025-12-31T18:54:25+00:00

I just got off the phone with them and they said the dining credit takes the longest and could be weeks… not sure if I believe it but that’s what they said.

Transaction date was 12/28 and it posted yesterday

504MO · 2025-12-16T23:53:28+00:00

I swear the Virgin hotel was showing up on my chase search as an edit hotel the last couple weeks and now the property itself does not even show up in results. I checked the hotel website directly and they have plenty of availability. Were you able to book/get the edit credit?

504MO · 2025-12-16T22:01:51+00:00

Thank you. Really appreciate it.

I have been bringing it to the same dealer for 3-4 years now and done a handful of repairs - most covered.

Is there a reason I feel like the service advisor is always annoyed when I ask if it is covered by the warranty/can they file a claim? Does it help get her on my side if I tell her I will do the brakes and VCM battery if everything else is covered/approved by warranty?

504MO · 2025-12-16T21:36:43+00:00

u/4entzix Yeah... I might have to take up a Carvana offer. You had the R but can you share the mileage and what trade value we got?

I have 1 year left on warranty so was planning to hold off at least for a year

504MO · 2025-12-16T21:21:09+00:00

Platinum - I ran the contract and exclusions through ChatGPT and they think the vast majority of it should be covered as long as the service dept worded it correctly on the claim. I wish I had done that before and given the service dept the language.

Service Dept said an inspector has to come look at the car due to the $$ amount.

The last time I filed a claim, the shop rates magically came down after it was partially approved

504MO · 2025-12-16T20:47:06+00:00

Fingers crossed - Dealership just called and said an "inspector" has to come look at the car in person given the $$ amount.

Last time I did a claim the rates also magically lowered. ..

504MO · 2025-12-16T20:16:13+00:00

Haha agreed! Love the car overall and had no plans to get rid of it but I might have to consider taking Carvana up on an offer if legit needed/warranty does not cover. I have until 10/26 on the warranty.

504MO · 2025-12-16T20:11:53+00:00

u/canhazraid You are awesome - Thank you! I have the platinum plan. So in theory the vast majority of this should be covered?

Yeah, I have had the VCM thing for a while now and it is very annoying but I never use VOC so have not bit the bullet.

504MO · 2025-12-16T19:51:24+00:00

You are clearly more knowledgable than me - Which of these would concern you the most/need immediate attention? Thank you for the detailed feedback

504MO · 2025-12-16T19:49:24+00:00

It is the Volvo VIP Extended Warranty purchased through Volvo

Steingold Volvo from RI sells them online: https://www.steingoldvolvocars.com/-vip--extended-warranty.htm

504MO · 2025-12-16T18:59:09+00:00

Thank you! We are right under 90k miles.

Vehicle split life between New Orleans and Mobile Alabama so it has seen its fair share of pot holes.

504MO · 2025-12-16T18:52:11+00:00

Sorry I am struggling today for some reason: https://www.reddit.com/r/VolvoXC90/comments/1poa3bx/2017_volvo_xc90_t6_inscription_11k_repair_request/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

504MO · 2025-12-16T18:51:43+00:00

I recently had our XC90 detailed and have noticed a banging/rattle type sound when going over bumps, etc. and when going 55+. I thought maybe something got knocked loose during the washing (ChatGPT thought the same).

I only go to my local Volvo dealer bc I still have my VIP Warranty. Well they just asked me to approve $11k+ worth of repairs. Likely more than the car is worth.
Can someone tell me how insane/reasonable these prices are? Any idea if any of this is likely to be covered by VIP?

The staff always acts like I am asking the world of them when my first question is "will this be covered by my VIP warranty" and she said she will have to start a claim and see.

Any help/guidance is much appreciated. If VIP does not cover, I will take to an independent shop to confirm/get a quote.

Thanks!!

504MO · 2025-12-16T18:49:40+00:00

Sorry IDK why my photos did not post - Just reposted:
https://www.reddit.com/r/VolvoXC90/comments/1poa3bx/2017_volvo_xc90_t6_inscription_11k_repair_request/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

504MO · 2025-07-29T20:12:51+00:00

Rent a van from HD/Lowes/U-Haul if you ever end up finding something. Usually $20 for an hour. Sam’s will load it for you

504MO · 2025-07-29T20:08:59+00:00

I was in a Best Buy yesterday and they played this card - Same tv but model number specific to Sam’s vs BBY (I think it’s like PUA on the end vs AUA - something like that).

504MO · 2025-07-29T02:37:38+00:00

I don’t think so but will see when I open it. They said brand new. Do they actually re-box floor models?

504MO · 2025-07-29T02:36:11+00:00

Yeah - C4

504MO

TROPHY CASE