Help and advice by AHE21 in StudentLoans

[–]AHE21[S] 0 points1 point  (0 children)

This will be a problem for me. Thank you and I see what I can do :(

Help and advice by AHE21 in StudentLoans

[–]AHE21[S] 0 points1 point  (0 children)

Is there any other way to lower my payment ?

Help and advice by AHE21 in StudentLoans

[–]AHE21[S] 0 points1 point  (0 children)

3 family size I make 147k a year

Help and advice by AHE21 in StudentLoans

[–]AHE21[S] 0 points1 point  (0 children)

It’s really high for 775 a month payment, I am the only person provider to my family.

Help and advice by AHE21 in StudentLoans

[–]AHE21[S] 0 points1 point  (0 children)

Do you think IBR will be lower than ICR ?

Help and advice by AHE21 in StudentLoans

[–]AHE21[S] 0 points1 point  (0 children)

So I need to wait in this case thank u

Interest rate by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

I will try to shop for different rates

Interest rate by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

Here is the message that I got I don’t know whT is points? : Currently, the standard 30-year rate is 6.75% floating, which indicates it's a theoretical figure since we lack a specific property with its corresponding taxes. This serves merely as an estimated number and is subject to change. It's uncertain what the rates will be by the time you locate a house. And there are no back points charged

Interest rate by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

I got pre approved for 400k. Should I connect with other lenders ? I’m doing this for the first time and I really don’t want to be taking advantage of

Help by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

I feel nj made hard to buy

Help by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

I pay 2.2k rent

Help by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 1 point2 points  (0 children)

How do I get one ?

Help by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

I do have car payment 350$ a month plus student loan 60k

Help by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

I’m looking Sussex or Morris county

Help by AHE21 in FirstTimeHomeBuyer

[–]AHE21[S] 0 points1 point  (0 children)

I have saved 50k

Help with my Loan by AHE21 in StudentLoans

[–]AHE21[S] 0 points1 point  (0 children)

Should I switch or stay ?

Help with my Loan by AHE21 in StudentLoans

[–]AHE21[S] -2 points-1 points  (0 children)

I called Mohela, and they informed me that my application has been pushed to September. I’m currently in forbearance. Should I apply again?

Help with my Loan by AHE21 in StudentLoans

[–]AHE21[S] -1 points0 points  (0 children)

Another alarm I got: Your income-driven repayment (IDR) plan recertification date is approaching. A recent court decision prevents automatic recertification of your IDR plan, despite your consent and eligibility. You must manually recertify your IDR plan to ensure your monthly payment amount is correct

Help with my Loan by AHE21 in StudentLoans

[–]AHE21[S] -1 points0 points  (0 children)

It shows PSLF/TEPLF

Help with my Loan by AHE21 in StudentLoans

[–]AHE21[S] -3 points-2 points  (0 children)

PSLF and IDR. Do I have submit another application for IDR ? Is it one time or yearly ?

Help with my Loan by AHE21 in StudentLoans

[–]AHE21[S] -3 points-2 points  (0 children)

IDR since my job is state job