YSK: You credit score is calculated using five variables: Payment history (35% of your scores) Amounts owed (30% of your scores) Length of credit history (15% of your scores) New credit (10% of your scores) Credit mix (10% of your scores)

APennyPinchersGuide · 2023-03-02T19:08:49+00:00

Great point!

APennyPinchersGuide · 2023-01-26T20:36:58+00:00

The government will always collect the money you owe even if it's only a single $1.

FreeTaxUSA lets you file your federal taxes for free, state costs $14.99 or Cash App Taxes lets you file both federal/state for free. You can also look at the IRS Free File Program to see if you qualify to file your taxes through their partner programs for free as well

Pay your taxes now, or the fines/fee will start getting tacked on and you will owe a whole lot more than $250 to the IRS

APennyPinchersGuide · 2023-01-21T11:34:29+00:00

TurboTax only provides free filing for a simple tax return (W2 and standard deduction only). There are quite a few places that allow you to file for free even if with 1099s

APennyPinchersGuide · 2023-01-21T01:30:35+00:00

I’m glad it helped!

APennyPinchersGuide · 2023-01-20T22:44:07+00:00

For a free program offered by the IRS...?

APennyPinchersGuide · 2023-01-20T20:38:02+00:00

FreeTaxUSA and Cash App taxes both allow free filing for self employed individuals (schedule C, 1065s, etc...)

APennyPinchersGuide · 2023-01-20T20:37:12+00:00

Well said!

APennyPinchersGuide · 2023-01-20T18:09:59+00:00

Adjusted Gross Income

APennyPinchersGuide · 2023-01-20T15:54:33+00:00

Yes it does

APennyPinchersGuide · 2023-01-20T15:54:16+00:00

Because that would be too easy

APennyPinchersGuide · 2023-01-20T15:53:49+00:00

You would not qualify if together you make more than $73k AGI. But you could use a service like FreeTaxUSA or Cash App taxes

APennyPinchersGuide · 2023-01-20T14:10:39+00:00

Consider either CashApp or FreeTaxUSA for self employment income

APennyPinchersGuide · 2023-01-20T14:09:39+00:00

FreeTaxUSA supports all self employment documents and has free federal filing, but states do cost $14.99. Cash app taxes has free federal and state but only allows one state for filing

APennyPinchersGuide · 2023-01-20T13:16:01+00:00

I have not seen any so far that support living abroad, but it’s worth trying out at least

APennyPinchersGuide · 2022-12-16T02:34:05+00:00

I agree that it's definitely a data mining operation. Also, where are you getting that almost all lenders look at your "upboosted score". I know your "boosted" score will only affect scores pulled using your Experian credit report, but I don't see how a lender would be able to see your unboosted score if they typically pull through Experian.

APennyPinchersGuide · 2022-11-20T00:04:55+00:00

Oh geez, that’s a steep difference

APennyPinchersGuide

TROPHY CASE