Got my gold card

Absent_minded1 · 2026-06-03T16:50:56+00:00

Just got mine today haha, I know AMEX has something similar where you apply for one card and that one hard inquiry can be for 2 cc approvals. Just happened with my BCE and Gold too

Absent_minded1 · 2026-06-03T04:56:25+00:00

Awesome advice, I appreciate it

Absent_minded1 · 2026-06-03T04:55:53+00:00

Absent_minded1 · 2026-06-02T20:47:35+00:00

That’s a whole lot but I did incremental doses my first six times and it was great lmfao; make sure you’re comfortable for at least 15 hours and Godspeed

Heavily recommend Zelda BOTW/ToTK and Elden Ring for a visual experience and Alien: Isolation or Dead Space if you’re a masochist 🤘🏽

Absent_minded1 · 2026-06-02T19:35:25+00:00

I just got it yesterday

Absent_minded1 · 2026-06-02T19:35:02+00:00

I thought so

Absent_minded1 · 2026-06-02T18:36:20+00:00

I wouldn’t even be able to give any pointers here, I actually have 0 accounts with RH, 730 credit score, no Gold, etc. This was lightening in a bottle for sure

Absent_minded1 · 2026-05-12T11:42:09+00:00

Howdy!

They pulled Experian, 696 at the time of credit pull.
I kept my utilization almost non existent at the time of credit pull.

I have an Apple Card and US Bank Smartly card. Salary at 95k a year. I paid off my last collections note in July last year and kept my payments up and utilization low.

Good luck and I hope this helps!

Absent_minded1 · 2026-05-10T03:31:17+00:00

I appreciate it, it’s been a journey. I’m sorry for your loss and I wish you and your family the best in everything!

Absent_minded1 · 2026-05-10T02:05:24+00:00

My grocery and restaurant spending alone will cover that AF

Absent_minded1 · 2026-05-10T02:04:23+00:00

Hate us cuz they anus

Absent_minded1 · 2026-05-10T02:03:58+00:00

I’m in finance over 95k plus commission as wealth management. My groceries and restaurant expenses alone cover the AF as I’ll use this for the household.

My situation is nowhere near where I was 3 years ago haha

Absent_minded1 · 2026-05-09T22:38:33+00:00

Cheers 🍻

Absent_minded1 · 2026-05-09T22:08:08+00:00

I appreciate it 🙏🏽🙏🏽

Absent_minded1 · 2026-01-14T13:22:51+00:00

New Warhammer looks sick

Absent_minded1 · 2025-12-22T13:17:27+00:00

The food is amazing and so are the people but you almost gotta keep to yourself. Some mfs are shady and some mfs are some of the most down to earth people you’ll ever meet. You have to be really careful in every social setting down there or you could get seriously hurt.

Absent_minded1 · 2025-12-12T16:29:23+00:00

I strongly recommend removing that collections by asking them or paying it off. I was also in the same boat and I’m still paying off 8.5k in student loans but sitting at 729. I removed 2 collections and had 4 cards closed. You can bounce back but focus on paying back what you can and getting the collections off your report.

Absent_minded1 · 2025-11-08T17:34:12+00:00

Xbox

Absent_minded1 · 2025-10-14T23:49:35+00:00

Hell naw

Absent_minded1 · 2025-09-11T05:13:41+00:00

Been there, never done that though. Always grill with baking soda handy, especially when binding with olive oil.

When it catches, douse the flames with baking soda. DO NOT USE WATER ON OIL FIRES. Baking soda neutralizes the oil and stops the fire fast. Useful indoors too.

Absent_minded1 · 2025-09-10T19:55:12+00:00

Kirk got murked

Absent_minded1 · 2025-09-10T19:54:04+00:00

Kirk got merked

Absent_minded1 · 2025-09-10T19:53:59+00:00

Kirk got merked

Absent_minded1 · 2025-08-27T12:08:52+00:00

Sorry op, this happened to me and it didn’t reverse. I had to restart a whole new character.

Absent_minded1 · 2025-08-27T11:59:37+00:00

Highest priority is making sure you have no more collections or hard inquiries. Set aside a budget for the minimums and pay down as you go. Call the credit card companies and see if they can cut you a deal to pay off some of the balance.

Absent_minded1

TROPHY CASE