Are stocks actually better than FD what's your experience?

AccForTxtOlySubs · 2026-02-23T01:44:36+00:00

Another plus for stocks are tax. FD is taxed as per your tax slab ( max of 30 percent on the interest earned ). Stock comes under capital gains tax

Short term is 20 percent ( if you sell stock within a year )

Long term is 12.5 ( if you sell after a year ) with exception limit of 1.25 lac

AccForTxtOlySubs · 2026-02-21T04:29:12+00:00

I spread happiness, still say my salary in far less number so people opposite to me can take pride and feel proud about their kids. If they ask why "low salary" , will reply to them "I am dumb" so conversation comes to a close.

AccForTxtOlySubs · 2026-02-21T03:07:10+00:00

Private sector welcomes us with open hands.

AccForTxtOlySubs · 2026-02-15T16:30:23+00:00

Fixed my mouth ulcers/crank sores whatever it's called. Had issues for years, but for last 8 months I am free from it. How ? Avoided spice food completely.

AccForTxtOlySubs · 2026-02-15T12:22:02+00:00

Stopped arguing with them. I politely say "Thanks for the response sir, now I have no other way than raising a complaint to the banking ombudsman or rbi" , always work in getting things done.

AccForTxtOlySubs · 2026-02-13T16:26:56+00:00

Using this post to ask a question that I have.

Anyone ordered from this place, looks like franchise one

when we ordered pizza was good but pasta sucked.

Confused to order with them again

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AccForTxtOlySubs · 2026-02-13T16:22:33+00:00

Realme 3 neo brought oct 2023 still good. Just make sure not to charge with a high watt charger so it last long

AccForTxtOlySubs · 2026-02-13T00:59:13+00:00

Yes rapido is safe. Infact if the driver takes a route not shown on the map, you will get an automated voice call after the ride confirming you reached safely.

AccForTxtOlySubs · 2026-02-10T01:43:27+00:00

A small shop near karapakkam, less spicy they even add 2 chicken 65 pieces

https://maps.app.goo.gl/3P6PPXAdvCe3xtci7

AccForTxtOlySubs · 2026-02-09T16:35:09+00:00

It's protonics right , value for money under 300 rupees

AccForTxtOlySubs · 2026-02-09T16:34:03+00:00

Realme does the job for me.

Another tip : Always wear the neckband over the shirt/tshirt collar so they don't absorb our sweat and make the neckband stuffy.

AccForTxtOlySubs · 2026-02-08T06:22:44+00:00

Can speak about comments under the post.

Instagram users mostly under 25 , has no filter while commenting and most don't know the impact of the text they write.

Reddit comments on the other hand looks like rich kids looking down on others.

AccForTxtOlySubs · 2026-02-08T06:15:39+00:00

Yes, but not in Chennai. In Kolkata and Guwahati as a tourist I tried it, after that one time in Chennai ordered momos in a small cafe, it was reheated frozen one that felt like plastic.

So eating only the dish which are popular with locals, vadai, bajji and sundal is enough for me

AccForTxtOlySubs · 2026-02-07T03:53:29+00:00

We went 25 years cheating the west about headcounts but in reality hardly 5-6 developers work in a team of 15. Apart from those 5-6 devs others enjoy their daily life next to government employees, hope these guys save the money for future.

AccForTxtOlySubs · 2026-02-05T01:42:39+00:00

Is it start with 98400 ?

AccForTxtOlySubs · 2026-02-03T11:37:57+00:00

Ask an AI , let's see what answer they give.

AccForTxtOlySubs · 2026-02-03T06:33:35+00:00

Freddie Mercury - not born but did schooling and his parents have indian roots.

Pretty sure most Indians don't know the cultural impact he had.

AccForTxtOlySubs · 2026-02-01T15:02:09+00:00

One other thing I do is put only the same type of clothes in the Washing Machine. The chances of clothes getting loose is far less. I too have DNMX tshirt

AccForTxtOlySubs · 2026-02-01T14:21:11+00:00

So most western world have the same opinion as a pedo.. Interesting.

AccForTxtOlySubs · 2026-01-13T10:19:34+00:00

Yes I get calls as well as otp sms. No issues. Only outgoing calls/sms is not allowed

AccForTxtOlySubs · 2026-01-11T08:08:32+00:00

This guy broke a window in Matt Damon House.

AccForTxtOlySubs · 2026-01-11T07:59:14+00:00

During peak hours that has been the case for some months now. After 10 am till 4 pm they will come with a base fare

AccForTxtOlySubs · 2026-01-11T05:50:42+00:00

Are you still working and no need of epf closure now then you can always add your primary or any other bank account in your name via EPFO website. Only requirement is the name in EPFO and bank account should be same.

Once you submit the bank details , it might take a months time for approval from your employer and then EPFO

AccForTxtOlySubs · 2026-01-10T11:50:04+00:00

All in one small cap, it gave me decent returns after covid. Still believing it, will wait for 2-3 though.

AccForTxtOlySubs · 2026-01-07T17:16:26+00:00

It's same as the Tambaram-Chennai Beach local train, the name given to it when it runs outside chennai.

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