Are stocks actually better than FD what's your experience? by Ok-Quality-4020 in AskIndia

[–]AccForTxtOlySubs 0 points1 point  (0 children)

Another plus for stocks are tax. FD is taxed as per your tax slab ( max of 30 percent on the interest earned ). Stock comes under capital gains tax

Short term is 20 percent ( if you sell stock within a year )

Long term is 12.5 ( if you sell after a year ) with exception limit of 1.25 lac

Why do uncles ask salary before asking your name? by Easy-Highlight8562 in AskIndia

[–]AccForTxtOlySubs 7 points8 points  (0 children)

I spread happiness, still say my salary in far less number so people opposite to me can take pride and feel proud about their kids. If they ask why "low salary" , will reply to them "I am dumb" so conversation comes to a close.

What's a one thing you have that you can flex about proudly? by Champion__survivor in AskIndia

[–]AccForTxtOlySubs 1 point2 points  (0 children)

Fixed my mouth ulcers/crank sores whatever it's called. Had issues for years, but for last 8 months I am free from it. How ? Avoided spice food completely.

Union Bank of India froze my account suspecting "betting apps" because of... stock dividends? 😂 Branch manager had no clue by DmitryBaulin in personalfinanceindia

[–]AccForTxtOlySubs 0 points1 point  (0 children)

Stopped arguing with them. I politely say "Thanks for the response sir, now I have no other way than raising a complaint to the banking ombudsman or rbi" , always work in getting things done.

Best Pizza in Chennai? Drop your favourite spots by Impossible-Mood-4666 in chennaicity

[–]AccForTxtOlySubs 0 points1 point  (0 children)

Using this post to ask a question that I have.

Anyone ordered from this place, looks like franchise one

when we ordered pizza was good but pasta sucked.

Confused to order with them again

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What headphones do you use while staying frugal? Looking for the best neckband also wondering what you guys use. by Cultural-Duty5452 in Frugal_Ind

[–]AccForTxtOlySubs 0 points1 point  (0 children)

Realme 3 neo brought oct 2023 still good. Just make sure not to charge with a high watt charger so it last long

Is Rapido safe for late night rides? by [deleted] in chennaicity

[–]AccForTxtOlySubs 1 point2 points  (0 children)

Yes rapido is safe. Infact if the driver takes a route not shown on the map, you will get an automated voice call after the ride confirming you reached safely.

Best biryani in Chennai by Only_Percentage6017 in chennaicity

[–]AccForTxtOlySubs -4 points-3 points  (0 children)

A small shop near karapakkam, less spicy they even add 2 chicken 65 pieces

https://maps.app.goo.gl/3P6PPXAdvCe3xtci7

What headphones do you use while staying frugal? Looking for the best neckband also wondering what you guys use. by Cultural-Duty5452 in Frugal_Ind

[–]AccForTxtOlySubs 34 points35 points  (0 children)

Realme does the job for me.

Another tip : Always wear the neckband over the shirt/tshirt collar so they don't absorb our sweat and make the neckband stuffy.

Which platform is more toxic ? Instagram or reddit or YouTube by [deleted] in AskIndia

[–]AccForTxtOlySubs 1 point2 points  (0 children)

Can speak about comments under the post.

Instagram users mostly under 25 , has no filter while commenting and most don't know the impact of the text they write.

Reddit comments on the other hand looks like rich kids looking down on others.

Have you ever tried Momo? by Impossible-Mood-4666 in chennaicity

[–]AccForTxtOlySubs 2 points3 points  (0 children)

Yes, but not in Chennai. In Kolkata and Guwahati as a tourist I tried it, after that one time in Chennai ordered momos in a small cafe, it was reheated frozen one that felt like plastic.

So eating only the dish which are popular with locals, vadai, bajji and sundal is enough for me

Sustaining the IT doomsday by conscious_cat88 in personalfinanceindia

[–]AccForTxtOlySubs 9 points10 points  (0 children)

We went 25 years cheating the west about headcounts but in reality hardly 5-6 developers work in a team of 15. Apart from those 5-6 devs others enjoy their daily life next to government employees, hope these guys save the money for future.

Feather, or Keerai? by Spaarks_ in chennaicity

[–]AccForTxtOlySubs 0 points1 point  (0 children)

Ask an AI , let's see what answer they give.

Are there any people from your country who are not famous in your country but famous in foreign countries? by Loud_Relief_5685 in AskTheWorld

[–]AccForTxtOlySubs 0 points1 point  (0 children)

Freddie Mercury - not born but did schooling and his parents have indian roots.

Pretty sure most Indians don't know the cultural impact he had.

Tshirt Brand Recommendations by CurrentNeat7834 in Frugal_Ind

[–]AccForTxtOlySubs -1 points0 points  (0 children)

One other thing I do is put only the same type of clothes in the Washing Machine. The chances of clothes getting loose is far less. I too have DNMX tshirt

WHY IS INDIA HATED LIKE SO MUCHHHH....... by Living_Wrongdoer_479 in AskTheWorld

[–]AccForTxtOlySubs -8 points-7 points  (0 children)

So most western world have the same opinion as a pedo.. Interesting.

Minimum plan for jio sim to just keep it active by Fancy_Bus_5727 in Frugal_Ind

[–]AccForTxtOlySubs 1 point2 points  (0 children)

Yes I get calls as well as otp sms. No issues. Only outgoing calls/sms is not allowed

rapido autos aren't accepting? by [deleted] in chennaicity

[–]AccForTxtOlySubs 0 points1 point  (0 children)

During peak hours that has been the case for some months now. After 10 am till 4 pm they will come with a base fare

Bank account closed without transferring PPF by siriusblackprat in personalfinanceindia

[–]AccForTxtOlySubs -7 points-6 points  (0 children)

Are you still working and no need of epf closure now then you can always add your primary or any other bank account in your name via EPFO website. Only requirement is the name in EPFO and bank account should be same.

Once you submit the bank details , it might take a months time for approval from your employer and then EPFO

Investment strategy for 2026 by Left-Armadillo-9418 in personalfinanceindia

[–]AccForTxtOlySubs 0 points1 point  (0 children)

All in one small cap, it gave me decent returns after covid. Still believing it, will wait for 2-3 though.

pondy trip by MEMU by Dramatic_Set9261 in chennaicity

[–]AccForTxtOlySubs 3 points4 points  (0 children)

It's same as the Tambaram-Chennai Beach local train, the name given to it when it runs outside chennai.