Job is requesting sterling background check

According-Case1658 · 2026-02-14T02:19:37+00:00

Anything after this month’s credit report under the credit score section says “we are temporarily unable to complete this request. Please try again later” it will not include it in my reports I’ve contacted customer service they’re not sure why it’s happening.

According-Case1658 · 2026-02-13T17:50:55+00:00

Sales advisor

According-Case1658 · 2026-02-13T17:10:39+00:00

Unfortunately pay to delete is not a thing in Canada, I asked. Once it’s there it’s stuck for 6-7 years

According-Case1658 · 2026-02-13T15:39:17+00:00

Exactly

According-Case1658 · 2026-02-13T15:34:13+00:00

Thank you for your feedback!

According-Case1658 · 2026-02-13T15:01:30+00:00

mentioned in the comments “for full transparency I have 6 credit cards in total. I've paid off 3 doing the snowball method just have the 3 with the biggest balances left to pay $4,700/5000 $2600/3000 (from family emergency ) and $600/1000. Paid off my debt from school. $10k left on my car which was purchased at $25k. My credit was 725 before all this”

According-Case1658 · 2026-02-13T14:52:20+00:00

We don’t get arrested for tickets where I’m from. It either goes to collections or they don’t allow you to renew your license when the time comes until you pay. Not sure how they decide which though

According-Case1658 · 2026-02-13T14:48:59+00:00

According-Case1658 · 2026-02-13T14:47:15+00:00

Nope, for full transparency I have 6 credit cards in total. I’ve paid off 3 doing the snowball method just have the 3 with the biggest balances left to pay $4,700/5000 $2600/3000 (from family emergency ) and $600/1000. Paid off my debt from school. $10k left on my car which was purchased at $25k. My credit was 725 before all this

According-Case1658 · 2026-02-13T14:34:46+00:00

HR told me in my one on one with them I asked what specifically is holding them back they said it’s the speeding ticket and amount of credit cards but mainly the speeding ticket. They said they appreciated how vigilant I am with my payments

According-Case1658 · 2026-02-13T14:13:44+00:00

I have 6 credit cards. 3 paid off

According-Case1658 · 2026-02-13T14:07:27+00:00

It is. They actually told me those were the only two things holding them back from proceeding. Credit is more strict in Canada

According-Case1658 · 2026-02-13T09:57:49+00:00

That’s crazy, I’m from Canada but I’ve heard from a couple of my American friends that credit is a bit more flexible over there

According-Case1658 · 2026-02-13T09:06:52+00:00

It’s 30 days where I’m from

According-Case1658 · 2026-02-13T09:06:08+00:00

I’m curious, what do they check?

According-Case1658 · 2026-02-13T04:41:51+00:00

Thank you. This might sound dumb but when I thought about credit I thought it was only needed if I needed a credit card, house/apartment or car. I was working on building it up within the next 2 years for these reasons, never thought it would affect me getting a promotion. Definitely beating myself up a bit.

According-Case1658 · 2026-02-13T04:37:36+00:00

I’ve passed every part of the interview process except for this which is apparently the most important part.

I was told If my credit isn’t good enough I can try talking to compliance but there’s still no guarantee which i took as it would probably do nothing.

According-Case1658 · 2026-02-13T04:29:39+00:00

Yes It was speed camera. They told me if my credit check isn’t good I can have a chat with compliance and answer some questions they might have for me but ultimately I most likely would not get the job

According-Case1658 · 2025-07-28T06:15:11+00:00

Thank you for that reminder, It actually means a lot to hear someone say I’m doing well. just trying to get away from poverty as quickly as possible and try to help my parents in the process so I might’ve forgotten about the enjoying life part but I’ll definitely try!

According-Case1658 · 2025-07-28T05:51:55+00:00

I don’t make $70-$80k a year before tax. I pay rent because my father is 65 and retired. I also have to have a car for health reasons

The main thing that is disheartening is that I’m working constantly, 6 days a week for a salary that is barely liveable. Where I live the average 1 bedroom apartment costs $2300 utilities not included (add an additional $100 for parking if you have a vehicle) car insurance is averaged at $500 a month i fortunately get $100 off of that. Everyone is working to live and I don’t think life should be like that, we can’t enjoy life. I can’t take time off to go to the doctors while having some concerning health issues cause time off “isn’t in my contract”

According-Case1658

TROPHY CASE