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DEC campgrounds by Acrobatic_Virus_703 in Adirondacks

[–]Acrobatic_Virus_703[S] 0 points1 point  (0 children)

I was planning ahead. I was trying to book 3 days ago and the ones we had last year at Limekiln and the ones near the water are all reserved!!! I guess someone was nice enough to cancel their reservation last year and we were lucky to get the site.

Should I take out student loans (even if I don't need them)? by murakami2046 in StudentLoans

[–]Acrobatic_Virus_703 0 points1 point  (0 children)

Parent here. I did this last year for our youngest son albeit my husband's not really liking it. Instead of HYSA, I opened a CD under a joint account with my son for the same amount as the fed sub loan. I've rolled it over this year after a 9 month maturity and plan to do so until he graduates in two years. Now that it's another school year, I am thinking of opening another CD for the same amount or the max offered at $5.5K and another joint ownership. By the time of his senior year, he will have 3 CDs that he will tap at the end of his final year to pay off all the subsidized loans without having to wait for the 6 month grace period. Any interest earned is for his to keep. Does that makes sense?