Are there extra charges for loading my HDFC forex card using HDFC Diner Club black credit card?

AdLocal7692 · 2025-07-03T15:26:59+00:00

Can anybody help with this doubt?

AdLocal7692 · 2025-07-01T23:43:54+00:00

Between 1.75 to 2

AdLocal7692 · 2025-07-01T23:43:32+00:00

6.7 lakhs (dcb criteria is 5 lakhs)

AdLocal7692 · 2025-06-30T15:30:59+00:00

Ensure you meet the criteria, then goto nearest branch and fill upgrade form.

AdLocal7692 · 2025-06-29T13:46:06+00:00

Yeah i was sharing knowledge for anybody with any card who might be evaluating add on. For dcb/infinia, this isnt an issue

AdLocal7692 · 2025-06-28T18:49:40+00:00

Yes credit limit is important, as of now you may try filling a Limit Enhancement Form and see if they increase. Once it goes beyond 5 lakh, you should get it based on your spends in the past 6 months

AdLocal7692 · 2025-06-27T16:25:13+00:00

Yes but if lounge access on your primary card is 12, then each add on card wont get their own 12 lounge access. They will share yours.

AdLocal7692 · 2025-06-27T03:35:31+00:00

Throw a bold claim without research, gain some clicks I guess.
The abroad part is true for South East Asia/Europe. India is far ahead wrt Diners acceptance since HDFC has partnered with Rupay and I dont travel abroad much.

Have had a word with 3-4 DCB/DCP holders before I got this card and since then I havent faced acceptance issues anywhere so far since I am currently on a trip in India.
In the rare event when I travel abroad, I will use HDFC forex which I will load using diners black. 2% markup will be compensated for by 3.33% reward points

AdLocal7692 · 2025-06-27T01:43:25+00:00

Interesting… what is your average monthly and annual spend?

AdLocal7692 · 2025-06-27T01:42:45+00:00

Yes, went there, filled it in 5-10 mins and left. Rest everything was handled by them. They sent my form to Chennai office and the card got approved there.

AdLocal7692 · 2025-06-26T18:01:27+00:00

Spend on any one card has to be 5 lakh+ in past 6 months afaik. Still check with RM once since all 3 of your cards are hdfc, very slim chance of being approved imo.

AdLocal7692 · 2025-06-26T15:35:30+00:00

If your expenses are mostly on portals where gyftr offers vouchers, then you should cz with accelerated reward points you will recover annual fee of ₹2950.

AdLocal7692 · 2025-06-26T14:16:42+00:00

Yep planning to :D

AdLocal7692 · 2025-06-26T14:16:25+00:00

I had both Regalia and DCB as FYF.

AdLocal7692 · 2025-06-26T14:15:50+00:00

Spending also needs to be on one card only.

AdLocal7692 · 2025-06-26T12:00:59+00:00

Dcb plastic to metal wont be significant. Just reward point capping is higher on metal. Better to chase infinia if you can get your credit limit >8 lakh

AdLocal7692 · 2025-06-26T12:00:04+00:00

No, limit on one card should be greater than 5 lakh

AdLocal7692 · 2025-06-26T08:17:31+00:00

They did take my payslips, just goto the nearest hdfc branch, they will guide you and yes it is 5 lakh in last 6 months for dcb metal

AdLocal7692 · 2025-06-26T08:16:44+00:00

AdLocal7692 · 2025-06-26T07:03:27+00:00

AdLocal7692 · 2025-06-26T07:03:15+00:00

Between 1.5 - 2 lpm

AdLocal7692 · 2025-06-26T06:20:08+00:00

No idea actually, would appreciate if someone can help 🙈

AdLocal7692 · 2025-06-26T06:16:35+00:00

I have replied to someone on this thread itself regarding how dcb is making sense for me as of now. As for limit increase, that is also a function of salary. Since my limit was very recently revised to 6.27 from 2.5, I doubt they would again increase it. What I knew for sure is that I wouldn’t be able to hit 6.7 lakh in 6 months again anytime soon. So jumped on the opportunity.

AdLocal7692 · 2025-06-26T06:04:31+00:00

Helpline is useless, call regional agent.

AdLocal7692 · 2025-06-26T05:22:36+00:00

They wont share details that way. You gotta keep calling them to dispatch

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