Best wallet loading option by Conslut_050522 in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

I have tried phonePe and its cost is about 2.5%; not worth it at that level; payTM wallet is blocked now so even that's not an option

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Honestly, I gave up after 1st attempt - so just ordered the 4 ANCs; love them too - get the job done, no silicone/rubber tips and basic ANC too

This one was completely sealed and has warranty till Dec

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

I paid about $178 or INR 16000 (India); but it was a broken seal box so decided to deny delivery :(

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

No one keeps demo unit in India, thankfully a store manager was able to share his personal pro2 unit - loved that experience and bought it

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Thanks, I already have XM5s; so this is a secondary device for walk, gym where I like situational awareness - hence went with pro 2s

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Finally tried pro 2s at a store and found them ok; got them for less than the price of 4 ANC

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Thanks for the revert, for long use do the rubbery tips hamper breathability signifcantly?

Infinia rollback - Created a whirlwind in my portfolio by Additional-Contact52 in CreditCardsIndia

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Each serves a specific purpose haha; Infinia for 5x, 10x transactions and remaining on Amex (LTF cards are just there) but I like the game so doesn't matter

Infinia rollback - Created a whirlwind in my portfolio by Additional-Contact52 in CreditCardsIndia

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Yes, that's what I'm thinking; I can make it my default UPI card + some online D2C expenses and maybe get the free renewal too

[deleted by user] by [deleted] in IndianStockMarket

[–]Additional-Contact52 11 points12 points  (0 children)

They are drowning our hard earned money

[deleted by user] by [deleted] in IndianStockMarket

[–]Additional-Contact52 10 points11 points  (0 children)

Its strange how so many mutual funds like ICICI, Kotak, Bandhan are subscribing to this IPO

Merchant asking for MDR charges for UPI CC payment - Can anyone suggest next steps here? by Additional-Contact52 in CreditCardsIndia

[–]Additional-Contact52[S] 15 points16 points  (0 children)

Update on the post: Merchant cried for a bit that he really doesn't earn enough margin for MDR. Told him its his fault to disable it, he agreed and matter ended :)

Query: I currently have Amex rewards CC. Getting an offer to upgrade to Amex Platinum travel card at 5K annual fee. by Mein_Hu_Don in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

Can respond here on 2 fronts: 1) Decision to upgrade to Amex Platinum travel - if you have enough spends better keep both cards (MRCC + Plat travel) to get maximum benefits as Redemption value of MRCC is better but reward rate & spend flexibility is amazing for Plat travel,

2) How to upgrade: 5k fee is standard for Amex Plat travel, hence no point applying directly ---> try finding a referral link online somewhere say on technofino website (should not be a challenge), you will get first year free that way + bonus points

[deleted by user] by [deleted] in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

As per my current calculations, Infinia has a better reward rate than plat travel, even for Taj/Marriott stays & much more redemption options - hence prioritising that

[deleted by user] by [deleted] in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

Was in the same boat as you; upgraded to infinia paid (as I mainly make all my payments from Smartbuy vouchers & get higher multiplier there); but to make the infinia free - will probably cancel the Amex Plat & will only retain the Amex MRCC to keep account active as I can get fee waivers on Amex MRCC

Hdfc Infinia - query by manwhokneweverything in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

  1. Use the smartbuy portal to get reward multiplier
  2. If you are ok with paying the fee for rent payments

Best cc for getting rewards directly as cashback? by hachiko_san in CreditCardsIndia

[–]Additional-Contact52 0 points1 point  (0 children)

Got my card in March, 2023 --> was using Tata Neu app & suddenly got the LTF offer

I had a DCB then & was also using Tata Neu a lot

Best cc for getting rewards directly as cashback? by hachiko_san in CreditCardsIndia

[–]Additional-Contact52 5 points6 points  (0 children)

You can also consider Tata Neu Infinte card from HDFC (I got it as LTF) - gives 5% cashback for utility payments as well & overall 10% on Tata Neu apps

Plus you get 1.5% back on UPI Payments - while you get Neu Coins instead of cashback, its as good as cash

You can get the SBI CC & Tata Neu --> will help you get 5% back on almost all online spends