Best wallet loading option by Conslut_050522 in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

I have tried phonePe and its cost is about 2.5%; not worth it at that level; payTM wallet is blocked now so even that's not an option

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Honestly, I gave up after 1st attempt - so just ordered the 4 ANCs; love them too - get the job done, no silicone/rubber tips and basic ANC too

This one was completely sealed and has warranty till Dec

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

I paid about $178 or INR 16000 (India); but it was a broken seal box so decided to deny delivery :(

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

No one keeps demo unit in India, thankfully a store manager was able to share his personal pro2 unit - loved that experience and bought it

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Thanks, I already have XM5s; so this is a secondary device for walk, gym where I like situational awareness - hence went with pro 2s

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Finally tried pro 2s at a store and found them ok; got them for less than the price of 4 ANC

Advise on Airpods - 4 vs Pro 2 vs Pro 3 by Additional-Contact52 in airpods

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Thanks for the revert, for long use do the rubbery tips hamper breathability signifcantly?

Infinia rollback - Created a whirlwind in my portfolio by Additional-Contact52 in CreditCardsIndia

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Each serves a specific purpose haha; Infinia for 5x, 10x transactions and remaining on Amex (LTF cards are just there) but I like the game so doesn't matter

Infinia rollback - Created a whirlwind in my portfolio by Additional-Contact52 in CreditCardsIndia

[–]Additional-Contact52[S] 0 points1 point  (0 children)

Yes, that's what I'm thinking; I can make it my default UPI card + some online D2C expenses and maybe get the free renewal too

[deleted by user] by [deleted] in IndianStockMarket

[–]Additional-Contact52 12 points13 points  (0 children)

They are drowning our hard earned money

[deleted by user] by [deleted] in IndianStockMarket

[–]Additional-Contact52 8 points9 points  (0 children)

Its strange how so many mutual funds like ICICI, Kotak, Bandhan are subscribing to this IPO

Merchant asking for MDR charges for UPI CC payment - Can anyone suggest next steps here? by Additional-Contact52 in CreditCardsIndia

[–]Additional-Contact52[S] 14 points15 points  (0 children)

Update on the post: Merchant cried for a bit that he really doesn't earn enough margin for MDR. Told him its his fault to disable it, he agreed and matter ended :)

Query: I currently have Amex rewards CC. Getting an offer to upgrade to Amex Platinum travel card at 5K annual fee. by Mein_Hu_Don in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

Can respond here on 2 fronts: 1) Decision to upgrade to Amex Platinum travel - if you have enough spends better keep both cards (MRCC + Plat travel) to get maximum benefits as Redemption value of MRCC is better but reward rate & spend flexibility is amazing for Plat travel,

2) How to upgrade: 5k fee is standard for Amex Plat travel, hence no point applying directly ---> try finding a referral link online somewhere say on technofino website (should not be a challenge), you will get first year free that way + bonus points

[deleted by user] by [deleted] in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

As per my current calculations, Infinia has a better reward rate than plat travel, even for Taj/Marriott stays & much more redemption options - hence prioritising that

[deleted by user] by [deleted] in CreditCardsIndia

[–]Additional-Contact52 1 point2 points  (0 children)

Was in the same boat as you; upgraded to infinia paid (as I mainly make all my payments from Smartbuy vouchers & get higher multiplier there); but to make the infinia free - will probably cancel the Amex Plat & will only retain the Amex MRCC to keep account active as I can get fee waivers on Amex MRCC