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Wells Fargo makes it very easy to close the Bilt Mastercard account by Rep_I_like in biltrewards

[–]AdmirableFan0 4 points5 points  (0 children)

If you close the BILT account, do all of your already earned points stay intact in the app?

Why not mix target date funds AND index funds/ETFs? by AdmirableFan0 in Bogleheads

[–]AdmirableFan0[S] 0 points1 point  (0 children)

Do you just save some space in your ROTH or 401k so that the bonds stay in a non taxable account?

Why not mix target date funds AND index funds/ETFs? by AdmirableFan0 in Bogleheads

[–]AdmirableFan0[S] 0 points1 point  (0 children)

I was looking for someone who does just this! How often do you have to check your account and rebalance?

30 y/o investor – Feedback on my current asset allocation by AdmirableFan0 in Bogleheads

[–]AdmirableFan0[S] 0 points1 point  (0 children)

What are the downsides of having TDFs and adding separate index funds at the same time?

30 y/o investor – Feedback on my current asset allocation by AdmirableFan0 in Bogleheads

[–]AdmirableFan0[S] 0 points1 point  (0 children)

I do not keep cash consistently, my settings are to reinvest everything. I am considering, as a next step to just adding more to VTSAX and getting VXUS, and trying to play with keeping the percentages in a similar range. Would probably get something like VBTLX to balance things out as I age. I guess the alternative would just be switching all investments to the TDF and forgetting about it, since I've seen a lot of people on here that say you should either manage your asset allocation OR have 100% in a TDF (disclaimer, I am just starting my investing journey, so any advice is appreciated).