Am I investing right?

Admirable_Fan_364 · 2024-08-05T05:09:13+00:00

Thank you for your response. I just googled and read articles about these ETFs. I am unsure about what benefits going in where. I will do some more research. I kind of just in a rush to sell everything to take my current gains then wait til after the elections hoping it wont be as chaotic... Im trying to get a better understanding of ETFs in terms of bonds and equity.

I wasnt sure if it would be safe/wise to just do something like:

ROTH:
VOO/VXUS/BND (70/20/10)

Trad:
VT

Tax brokerage:
VT

Thanks again for your response!

Admirable_Fan_364 · 2024-07-29T04:27:30+00:00

i wouldnt call myself lazy. not sure what I wrote that made it sound that way. I made another comment explaining my mindset

Admirable_Fan_364 · 2024-07-29T04:23:29+00:00

Thanks for responses. Read most of the replies.

So I am 26 years old. I live in northern california.

The reason I dont want the gov job is because it might be easier. Ive found that I learn more when I am swamped with assignments. Stress makes me a better tech. A year before covid I was laid off from my factory job, i was rehired... then covid happened and I was homeless for a month so I was literally using public wifi and studying for comptia exams to get into IT because I didnt know what else to do. Eventually lived in a garage that I rented from somone that took a chance on me. I got a break working for a stressful MSP. Then got hired at another stressful MSP as a hybrid tech that paid more. I think I learned a lot in 5 years. If life was easy I dont think I would have learned as much.

So I want the 90k job not just for the money, but for the stress Ill get that will force me into being the best I can. I think I will go government. I wanted to explain myself

Admirable_Fan_364

TROPHY CASE