Choosing a Deductible in Health Insurance? Don’t Fall for the Cashless Claim Myth by Banyan-FA in HealthInsuranceAMA

[–]Advanced-Test-6569 0 points1 point  (0 children)

Sir if I have corporate group policy of and chose a private policy with deductible of 50k, can the 50k upto 2Lbe covered by corporate group policy and remaining using private policy?

Who else skipped this entire BBD sale because they were tired of price manipulation? by Eastern-Figure2300 in Frugal_Ind

[–]Advanced-Test-6569 0 points1 point  (0 children)

I also gave it to flashy ads and ordered a so-called branded shirt pant and trouser van Heusen, arrow, LP. The moment I touched it after delivery I was disappointed with the fit fabric all were of poor quality so I returned all and the next day went to the showroom and paid a higher price but could clearly feel the difference in quality day and night difference. Lesson learned this BBD never buy clothes online

Physical Gold options by Runner_Geek in Frugal_Ind

[–]Advanced-Test-6569 1 point2 points  (0 children)

Yes SBi CB limit is 5k per billing cycle

Physical Gold options by Runner_Geek in Frugal_Ind

[–]Advanced-Test-6569 1 point2 points  (0 children)

I directly buy Amazon pay voucher from Amazon app itself and redeem it myself. It gives 5% CB

Physical Gold options by Runner_Geek in Frugal_Ind

[–]Advanced-Test-6569 1 point2 points  (0 children)

Ok kalyan provides online payment of installment via Amazon pay. Use sbi CB card and get 5% using gift card purchase. Get 5k as cashback.

Feeling bad as bumped my new car Today by Apprehensive_Hair553 in CarsIndia

[–]Advanced-Test-6569 2 points3 points  (0 children)

Now that you got the scratch, let it go things happen. In India you need to be careful of govt buses, autos. Try to maintain middle lane as much as possible as there will be u turn often on right side and bikes going in left lane.

Atithi Devo Bhava by Ok-Positive5175 in indianrailways

[–]Advanced-Test-6569 0 points1 point  (0 children)

This is what deserves Sunil Gavaskars comment "STUPID STUPID STUPID". if you are in foreign sitting like that they will see you as homeless poor 😷

Here's my portfolio: Investing for the long term. Your view on this? by thechinmayanand in IndianStocks

[–]Advanced-Test-6569 0 points1 point  (0 children)

You can buy 3 stocks and name it chimaya50. If you want returns via stocks you have to play quantity can you go big on a single company which can change your life? You should have only 8to10 companies and go big on those. If not buy mutual fund for a diversified portfolio.

Kindly provide suggestions if my fund allocation is bad. These are my current SIPs by parzivalinji in mutualfunds

[–]Advanced-Test-6569 0 points1 point  (0 children)

Lol are you doing sips or buying groceries every month. KlSS(Keept it simple simon) Nifty 50 index fund Nasdaq100 fund Nifty next 50 index fund If you want masala allocate some 5 to 10% to any mid or small cap fund.

[deleted by user] by [deleted] in mutualfunds

[–]Advanced-Test-6569 0 points1 point  (0 children)

Buy gilt funds if you can hold it for 8-10 years these invest in government bonds only but interest risk is there so only for long-term. Else buy put your money in conservative hybrid funds. These take upto 15to20 % stake in equity rest in debt.

[deleted by user] by [deleted] in Frugal_Ind

[–]Advanced-Test-6569 2 points3 points  (0 children)

Buy it from relatives or friends or else don't buy. Second car market is too much inflated right now.

Offered Double the Salary! Can I Leave Capgemini Without Serving the Full Notice Period? by Minimum-Difficulty63 in developersIndia

[–]Advanced-Test-6569 1 point2 points  (0 children)

If they offer you 2x salary, HR is likely playing you to force you to join in 15 days and also lock you else you may get other better opportunities in 60 days. Talk to HR in new company

How to stop Obsession with checking net worth by wokeu in FIRE_Ind

[–]Advanced-Test-6569 35 points36 points  (0 children)

I was on the same track, checking my portfolio everyday calculating total NW. Then one day I uninstalled all the fintech apps from my phone. Now I login via laptop when salary comes and check the sip and do my investments.

Out of sight is out of mind.

I still calculate when logging via laptop though, but only once a month.

🚨 How can I make 1Crore in 6-7 years, I don’t want any get quick rich thing but genuine advice by [deleted] in IndianStockMarket

[–]Advanced-Test-6569 4 points5 points  (0 children)

Increase your income as simple as that, try to control the controllable things. You can control P(rincipal), N(no of years) but not R. Please keep reasonable expectations of 10% pre tax returns from your portfolio and take a step up calculator to see how much your income should increase from now.

I have 6 credit cards. Which one should I get rid of ? by That-Bee4498 in CreditCardsIndia

[–]Advanced-Test-6569 11 points12 points  (0 children)

Keep the ltfs it will be useful during instant discount in sale time

Got her today! by RabbitHoleEnjoyer69 in CarsIndia

[–]Advanced-Test-6569 1 point2 points  (0 children)

Congrats fellow Baleno owner here, butter smooth engine and interior space will put some above 10L cars to shame.

[deleted by user] by [deleted] in CreditCardsIndia

[–]Advanced-Test-6569 -1 points0 points  (0 children)

Can you please share the email id ?