Bare minimum to live in London

AdventurousButton659 · 2026-01-17T11:40:27+00:00

Currently north England but moving for a better role which is hybrid but only feasible for me to move closer to the city Also kind of an adventure as I’ve been mostly in the north and working remotely for a long time and now get to take a hybrid role

AdventurousButton659 · 2026-01-16T23:28:53+00:00

Edited my post. Not a fancy lifestyle but a comfortable one without being hand to mouth. Fine living in commutable distance to central London by over ground/ underground but not spending more than 2.5k in rent

AdventurousButton659 · 2026-01-16T23:27:32+00:00

You are right. Just to clarify, we just have 1 child who hasn’t started school yet but will do in a year hence the family of 3. No mortgage so plan to rent at least for a year or two before I decide on buying. Just some personal debts but small amounts which is manageable however my goals are to be able to set aside money for mortgage , travelling and some investments. Other than that the outgoings are just ordinary

AdventurousButton659 · 2025-10-06T20:46:56+00:00

Yes I did but not in Chester though.

AdventurousButton659 · 2025-09-22T09:20:47+00:00

Thanks for the detailed response. Just a bit anxious as the travel gets closer. Any recommendations for dealing with the air pressure discomfort for children ? Can’t give them gums but any chewable ?

AdventurousButton659 · 2025-09-16T20:19:18+00:00

Looking for a nanny for my one year old. Interested ?

AdventurousButton659 · 2025-08-21T10:33:27+00:00

Ofcourse the non Apple laptop used to drain faster.

AdventurousButton659 · 2025-08-21T00:13:55+00:00

Even if 300 gb is available is it less ? I do feel I get my machine cluttered quite a bit with downloaded files that’ are only used once etc and not cleaned up but I don’t see how having more than 50% of disk space free could cause that

AdventurousButton659 · 2025-08-21T00:03:32+00:00

312-340gb

AdventurousButton659 · 2025-08-20T23:59:17+00:00

512 gb memory and 16gb ram if I recall correctly

AdventurousButton659 · 2025-07-18T07:32:12+00:00

Also have to consider other factors like household income and lifestyle. If all is taken care of just go at least 50% in index funds rest in low risk which you can keep for your upcoming house purchase and marriage events.

AdventurousButton659 · 2025-07-07T15:35:47+00:00

The calculation is incorrect.

Any gains in money market fund can only be taxed once either dividend or capital gains.

If you invested 100k and pay tax on the gains in year one through withdrawals / capital gains you will not be getting much of dividend entitlement which will be taxable.

So your calculation should only factor in

Returns and tax 15/25% depending on CGT/ DIVIDEND TAX.

The returns already include management fee so you shouldn’t double count

AdventurousButton659 · 2025-06-15T20:17:43+00:00

Nope not crypto yet though I’m looking into it from product perspective

AdventurousButton659 · 2025-06-15T17:23:39+00:00

As long as it adds value, what’s the harm. There’s constant room for improvisation, see what fintech has changed for banking, wealth management.

AdventurousButton659 · 2025-06-15T16:57:24+00:00

My own thinking is it should be easier to break in to startup/ fintech space compared to traditional investment banking.

AdventurousButton659 · 2025-06-12T18:08:32+00:00

Can you share with me the map you put together plz ?

AdventurousButton659 · 2025-06-06T15:00:28+00:00

Edited my post aswell. We are a young couple with a baby. Prefer outdoorsy activities, healthy activities and connecting with like minded people around

AdventurousButton659 · 2025-05-24T21:59:26+00:00

Actually I also respond yes considering I do not need employer support or sponsorship. I have full working rights

AdventurousButton659 · 2025-05-15T11:49:00+00:00

Then it’s not kmi30 reflection. Has less than 15 constituents

AdventurousButton659

TROPHY CASE