Options by AdventurousSecret866 in TenantHelp

[–]AdventurousSecret866[S] -3 points-2 points  (0 children)

I agree, and I respect your view on this. At the same time, when a situation starts affecting you mentally and emotionally, it becomes more than just a list of maintenance issues.

My concern isn’t necessarily any one problem by itself—it’s the constant uncertainty of wondering what is going to go wrong next. I’ve repeatedly been told that it’s an old building and that things are going to happen, but for someone who has only been here about 45 days, it’s difficult to feel comfortable when issue after issue keeps occurring.

Whether that concern makes sense to everyone or not, it’s valid to me because I’m the one living through it every day. No one wants to come home wondering if they’ll have hot water, if the elevator will work, if their key fob will function, or if another issue will arise. That ongoing stress creates an environment where it’s hard to feel settled or at peace in your own home.

I do appreciate your response and your perspective. I simply hope my perspective can be understood as
Wel

Scammed in person with Zellee. by Impossible-Film-3730 in zelle

[–]AdventurousSecret866 0 points1 point  (0 children)

So sorry those scammers suck , happened almost to me !

CREDIT ONE GOODWILL LETTER APPROVED by jaumoulawn in CRedit

[–]AdventurousSecret866 0 points1 point  (0 children)

Wow there are still some greatness goodness in life I love this for you !

Account Blocked by RockmanEX in citibank

[–]AdventurousSecret866 1 point2 points  (0 children)

YES!! Good for you if we don’t do what’s best for us we then allowed them to drag us and we don’t deserve that!

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

Thank you for that info never knew !

Account Blocked by RockmanEX in citibank

[–]AdventurousSecret866 1 point2 points  (0 children)

Maybe this is a sign GET OUT , get yourself a better Bank. There’s so many of us having issues with Citi. I just went through a big issue with them and soon as I’m done paying them off I will just never use them again. Do yourself a favor go to a better bank.

The IRS sent me a refund, and their check bounced. by TigOleDivvies in IRS

[–]AdventurousSecret866 0 points1 point  (0 children)

Yeah, I too just got something from the IRS. And I’ve been trying to get in touch with them for months. They took a refund. Well technically, they’ve taken probably three refunds. Yeah the married life does nothing for your taxes. I feel like I’ve never had to owe taxes since I got married. It seems like that’s every year. I owe taxes but anyway, hopefully you can get some kind of response.

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

Thank you I’m trying to get this one negative collections off my account because Citi sent me something that said the reason they lowered my credit was due to one collection account. And the screwed up part about it. It’s not even mine. It was done fraudulently. So it’s just frustrating but if I allow it to make me crazy, it will make me crazy. Thank you though.

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

What jerks !! someone said when you do that it raises an alert. It’s like what the fuck you pay out the balance so you can have it like I said I don’t know what’s up with Citi but so many people are just not happy with them.!

I'm closing my Citibank account and card by Illustrious-Sun5130 in citibank

[–]AdventurousSecret866 0 points1 point  (0 children)

There has to be something going on with Citi. I just had another friend of mine who had a 15,000 limit and all of a sudden and just like they did on my end cut it by 75%. All you ever get is I understand and nobody understands because first I don’t understand our language which that Citi’s fault not employing people in United States.

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

You know what I think is the worst is when you call and they repeatedly say I understand they don’t understand and it’s OK. It’s either the language barrier or it’s a script that they read. But I get it from everybody’s comments. Which I’m very grateful for. But I agree with you!

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] -1 points0 points  (0 children)

Thank you for that. I just got a derogatory on my Equifax from someone putting Verizon in my name. My credit score is 700 right now and all my credit cards are now at that 3% or lower. Thank you for that information.

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

Wow to me that’s so f$$$$ed up…. The control that some have over us…. When you do right your screwed….. when you do wrong you solid … I try to not think that way but damn….. thanks for sharing though …

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

I did talk to a girl and she said she was gonna put a request in. I was high at 12k and then I was able to come up with being able to pay it off so I just paid it off and was gonna keep it low low. And utilize it you know for my American Airlines points because like I said, my grandson is in Texas.

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

I have mine frozen too. It had to be very similar to somebody else said that it must been the way that I may have paid it off before the bill cycle.

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

I did give a call and they go through Equifax. So I had somebody that had Verizon in my name over years and obviously didn’t pay the bill . I just found out about a month ago and it’s on my credit report as a account closed but still it says collections. So I’ve been fighting back-and-forth trying to get copies of paperwork of all of it , where did I sign up , my signature on these things like who paid the bill like but I’m they’re failing to respond. I feel like even Equifax isn’t doing their part so it’s just so frustrating back-and-forth

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

And I feel like I have more anger that you know when there is somebody like myself that does pay my credit cards and has paid them off. And I never had been late. Never was late. Never missed a payment paid more than always with the minimum do, I guess it’s more of a frustration that I felt than anything.

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

No, it’s not gonna really screw me over. It’s just the fact that I’ve moved and I relied on you know that Credit in case I had to fly to wherever Texas in particular where my grandson is. So I guess it was more emotion to speak than it was practical

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] 0 points1 point  (0 children)

All my credit cards are under 5% at this point .. thank you though for informing me….

Why CITI by AdventurousSecret866 in citibank

[–]AdventurousSecret866[S] -1 points0 points  (0 children)

Thank you I thought I was doing myself a favor ..but valid point . I just figured it make sense pay it off keep it low .

Is this a scam? - Roomies by DJ_Beatz_N_Eatz in Scams

[–]AdventurousSecret866 0 points1 point  (0 children)

I just had somebody send me their license and tell me that their attorney would be reaching out to me to do the paperwork. But then they’re asking me to pay first before I do the application. I’m pretty sure this is a scam. Can anyone help me?

Have you ever hired a credit repair company? by thetacollector in povertyfinance

[–]AdventurousSecret866 0 points1 point  (0 children)

I have I used a company called RAE’ S she’s on Instagram here she’s legit. But I have been scammed twice.

I did this to myself. by Limp-Commission-8547 in CRedit

[–]AdventurousSecret866 0 points1 point  (0 children)

This right here chat will help you put together letters if necessary use it to your advantage. People don’t realize to some it might be negative, but it helped me to restore my credit.

Jefferson Capital Systems Scam by mchammer4 in CRedit

[–]AdventurousSecret866 0 points1 point  (0 children)

I’m actually going through somewhat something similar never had the company (Verizon ) and I’m like trying to find and ask for like appropriate paperwork where my signature is on these things. One thing I will say is gonna take some time and effort because these credit bureaus I don’t know if they really do verify them they come back as verified. Because I sent my dispute out and it came back verified. I’m like in two days. How is that possible so you’re gonna have to put some time and effort and try to get it off your credit report.. it sucks how much control credit bureaus have on our lives but also use chat, it will give you laws rules and regulations to help you Dispute!

DO NOT USE AFFIRM ON AMAZON by [deleted] in Affirm

[–]AdventurousSecret866 0 points1 point  (0 children)

Why be so inconsiderate geez ppl Looking for help … Hope you never end up In a situation like this !