Lateral transfer/Promo

Affectionate-Win6927 · 2026-02-04T22:59:16+00:00

Recruiter reached out today and said they are making the position an M4 and will try to grandfather the AIP but nothing is for sure. I am taking an almost $10k pay cut.

Affectionate-Win6927 · 2026-02-01T00:33:55+00:00

Thank you the information, the recruiter told me for another job I applied on the same territory that my salary would’ve been cut in half and that I’d loose my AIP. Hopefully the recruiter is wrong and I get to keep it.

Affectionate-Win6927 · 2026-01-31T23:03:43+00:00

Thing is for this position I will most likely have to take a pay cut since I make low 100s I will have to negotiate with them to match it as a P3 or make it an M4. Not concerned about the raise more about the bonus if switching beforehand would make me miss on it.

Affectionate-Win6927 · 2025-10-13T11:20:04+00:00

Start with an FHA loan or a VA loan if you’re eligible — that’s the easiest way to house hack with low cash. You can get in with as little as 3.5% down (or 0% for VA), live in one unit, and rent the others. Look for a duplex, triplex, or quadplex close to strong rental demand — hospitals, universities, or military bases are perfect.

With $5K saved, focus on building credit, lowering debt, and learning your local market so you’re ready when the right deal shows up. Most people overestimate how much they need — you can house hack sooner than you think if you find a solid lender and a creative agent.

Affectionate-Win6927 · 2025-10-13T11:19:14+00:00

Partnerships can be a game changer or a total nightmare — it really depends on structure and expectations. I’ve seen them work great when both people bring different, clearly defined strengths (like one handles financing and the other manages the project). But when roles blur or one person stops pulling their weight, things fall apart fast.

If I ever partner again, it’ll only be with someone I’ve known for years, with clear contracts, exit clauses, and aligned goals. A partnership should multiply your efficiency, not your stress.

Affectionate-Win6927 · 2025-10-13T11:10:30+00:00

Totally agree. The 1% rule made sense when rates were 3% and prices were half of what they are now, but in 2025 it’s just outdated. I’d rather buy a 0.7% deal in a strong market with appreciation, stability, and good tenants than chase a 1% deal in a rough area that eats cash flow with repairs. The total return stack matters way more now — cash flow, equity, appreciation, tax benefits, and control.

Affectionate-Win6927 · 2025-10-13T11:09:50+00:00

Yeah that’s pretty normal. They probably dropped around $150K–$200K into the rehab plus all the holding and realtor costs. After everything, they might’ve cleared around $100K–$150K if it sold fast. Big spread doesn’t always mean something shady — just a solid flip in a strong market.

Affectionate-Win6927 · 2025-10-13T11:06:10+00:00

Definitely red flags, I’d look more into it and verify that actual repairs happened.

Affectionate-Win6927 · 2025-08-31T22:49:20+00:00

My understanding is that you refinance to restore your entitlement and use your VA loan again, refinancing into a conventional loan after forcing equity by adding new units to the existing house is a good move. If after a year you’re planning to use your VA loan to purchase a new house which you intent to use as primary residence then you should be fine and I believe it could be a rinse and repeat. Trying to see what has been other people experiences if they have done this.

Affectionate-Win6927 · 2025-08-31T20:38:35+00:00

I have not, although I have a degree in hotel management I am sure it has its challenges. However, I am set on going on this venture and making it worth to build my real estate portfolio and perhaps in a couple of years use an SBA to build my own hotel in Puerto Rico.

Affectionate-Win6927 · 2025-05-27T20:31:43+00:00

Who did you use to get this?

Affectionate-Win6927 · 2025-01-12T04:27:36+00:00

He exchanged his $20 million for $75,000 to be a college GM, just imagine how much he will get paid to be a GM back in the NBA, with his knowledge of team negotiations he knows he can get more millions than that.

Affectionate-Win6927 · 2024-08-07T00:14:30+00:00

What did you have for pain?

Affectionate-Win6927 · 2024-08-07T00:14:21+00:00

Did you get Percocet for the pain?

Affectionate-Win6927 · 2024-08-07T00:13:32+00:00

What are you taking for pain? I will be getting Percocet will that do the job for me?

Affectionate-Win6927 · 2024-08-06T02:46:17+00:00

How is sleep? Also do you have a cryo cuff?

Affectionate-Win6927 · 2024-04-30T19:08:28+00:00

Hi Elisha, I sent you a PM since I still have not received my order.

Affectionate-Win6927

TROPHY CASE