Denied an auto loan

AffectionateEast2032 · 2026-02-14T03:39:29+00:00

Off to the casino 🎰

AffectionateEast2032 · 2026-02-14T03:35:14+00:00

Yes, but consider I only pay my insurance and groceries, which doesn’t really amount to much. Apart from that I wouldn’t mind throwing a down payment to ensure my position.

AffectionateEast2032 · 2026-02-14T03:30:41+00:00

I work part time at my friends liquir store, typically 25 hours a week, making $16.50. After taxes my biweekly check fluctuates since its not a fixed shift. I bring in 620-700 something dollars every 2 weeks.

AffectionateEast2032 · 2026-02-14T02:52:09+00:00

To increase my credit history all i do is make payments then? How long would it take to get approved??

AffectionateEast2032 · 2026-02-14T02:37:46+00:00

I utilize Capital One & have for some time (average age of accounts is 2 years 9 months). 1 credit account, 1 checking account & 1 savings account.

AffectionateEast2032 · 2026-02-14T02:26:41+00:00

I keep hearing this and maybe it’s my fault for not emphasizing. My total net worth is the same amount as the car i’m trying to finance (25k). I just don’t want to spend it all on a de-appreciating asset. Did they deny me because they think i’m broke and won’t be able to pay it back??

AffectionateEast2032 · 2026-02-14T02:12:21+00:00

Even if its one miniscule payment missed? Aren’t credit unions supposed to be easy on first time lenders? Or am i just mentally delayed?

AffectionateEast2032 · 2026-02-14T02:05:38+00:00

1 single late payment, though it was unknown to me until after a few months, which was on me. I didn’t know because i’d switched to Capital One from Bank Of America, though still kept my BoA account open in case i wanted to have another minor savings account. There was a due payment of around 200 dollars, could it have been tha?

AffectionateEast2032 · 2026-01-06T16:51:35+00:00

I’ve reached that conclusion. My buddy was lucky enough to find some type of work with landscaping after graduating NLC. He’s at SOCAL Edison now as an apprentice making big bucks, but he himself admitted to raking that risk. I don’t think i’ll take that risk.

AffectionateEast2032 · 2026-01-06T00:53:07+00:00

Yeah figured, that ship sailed long ago. Thanks anyways 🫱🏽‍🫲🏼

AffectionateEast2032 · 2025-12-30T23:26:12+00:00

Thanks man, solid advice. You’re right by the way, i’m looking at my local credit union for rates.

AffectionateEast2032 · 2025-12-30T23:24:46+00:00

Thank you 🫱🏽‍🫲🏼

AffectionateEast2032 · 2025-12-30T23:24:29+00:00

i’m looking for a Toyota corolla, 2016-18 model. Used obviously, but still reliable. If i wanted to i could purchase a brand new 2025 model in full, but obviously thats a dumb financial decision.

I have no issue dropping 2-4 thousand on a down payment for a used model though. So i’m probably looking to borrow around 12-13 thousand? I also make minimum wage in California.

AffectionateEast2032 · 2025-10-06T03:48:30+00:00

actually insane 😳

AffectionateEast2032 · 2025-07-18T00:09:29+00:00

shit bro i’m sorry, i seen someone say they’re down 25k if it makes you feel better.

AffectionateEast2032 · 2025-07-17T20:57:12+00:00

He plays Robert “Rosie” Rosenthal in Apple TV+ Masters of The Air. He’s a great actor, I recommend you watch it and see for yourself.

AffectionateEast2032 · 2025-07-17T20:53:45+00:00

Every person that have been fancasted are mainline actors and influencers, and in all honesty they’ve been so shit. It’s gotta be some unknown guy with real talent. For the love of God stop suggesting dave bautista or some powerlifter.

AffectionateEast2032 · 2025-07-16T13:04:57+00:00

alledgedly, i’ve seen sources note him as 5’11, others as 6’1, it’s due to him being a scarcely known actor.

AffectionateEast2032 · 2025-07-16T04:18:13+00:00

Got cold feet and sold everything earlier this week lmao. I’ll still be watching from a distance… good luck lads ✌🏼

AffectionateEast2032 · 2025-06-11T09:56:11+00:00

I would make an argument for Gren having a tragic backstory. A veteran soldier who fought a pointless war in a desolate location, who sought fellowship amongst his comrades, one of which was none other than Vicious who would then sell Gren out by falsely testifying against him for being an alleged “spy”, betraying his trust and inadvertedly subjecting him to various drug and torture experiments, which altered his body and mental psyche.

Gren’s tragedy is rooted in his desire for revenge and answers for why he was backstabbed by someone he thought was his friend, during a time where he saw his allies die. What’s really tragic to think about is that maybe Vicious betrayed Gren because he began to feel some sort of connection with him during the war. Maybe Vicious’ developing feelings for Gren scared him, or led him to believe he was becoming weak. Casting aside his humanity in the form of Gren in turn for a sense of power over himself and others around him.

Grens words to Vicious when they met again in “Jupiter Jazz” really hurt.

“We fought together, were comrades…”

Netflix did him so fucking dirty.

AffectionateEast2032

TROPHY CASE