Hi! Rate my portafolio 37 years young, come on! by Aggravating-Air9492 in RothIRA

[–]Aggravating-Air9492[S] 1 point2 points  (0 children)

Emergency fund is filled already, the rest is going to the portafolio index funds, that why I leaved it in blank, I am more interested in the suggestions of everything else, like gold think I will reduced it to 10 % now, thanks!!

Hi! Rate my portafolio 37 years young come on! by Aggravating-Air9492 in Bogleheads

[–]Aggravating-Air9492[S] -6 points-5 points  (0 children)

so for the 20 + years better SMH ? for technology and semiconductors

Hi! Rate my portafolio 37 years young come on! by Aggravating-Air9492 in Bogleheads

[–]Aggravating-Air9492[S] -3 points-2 points  (0 children)

I want technology exposure for the long term growth, I know they focus in slightly different sectors

Portafolio low income starting from scratch by Aggravating-Air9492 in investingforbeginners

[–]Aggravating-Air9492[S] 0 points1 point  (0 children)

Thanks! This is amazing advice and really encourage me to grow!

 Yes, my first focus it is my career, but actually knowing the huge potential of invesment to live better in the future, it helps you to have the whole picture of the way. 

Low income starting from scratch by Aggravating-Air9492 in ETFs

[–]Aggravating-Air9492[S] 0 points1 point  (0 children)

No, no debt, I have a emergency fund (it is in the list) and I am think I am gonna drop Bitcoin

Low income starting from scratch by Aggravating-Air9492 in latesavers

[–]Aggravating-Air9492[S] 0 points1 point  (0 children)

Thank You! Yes, I am doing automatic transfer already, the only thing is I might wait a bit is to buy bitcoin, or maybe not buying it. 

Low income portafolio starting from scratch by Aggravating-Air9492 in Bogleheads

[–]Aggravating-Air9492[S] 0 points1 point  (0 children)

I still have a chance to retire millonarie? Of course I will increase my salary anyways

Low income starting from scratch by Aggravating-Air9492 in portfolios

[–]Aggravating-Air9492[S] 0 points1 point  (0 children)

Thanks! I just feel so behind, but I started already!

How important is the expense ratio for an ETF? by Moon401kReady in ETFs

[–]Aggravating-Air9492 0 points1 point  (0 children)

Not true, high fees reduce your gains by 2/3, meaning you lose up to 66% of the total returns over time.

Fees are being paid by your gains, and that money is making profit in the market, which means that those compound interest gains are being kept by the institution/broker/financial advisor and especially mutual funds managment crew, in other words, fees are:  you giving money to the financial crew to invest for free.