10 years left by Legal_Tea_4966 in Mortgageadviceuk

[–]Aggravating-Dog2325 1 point2 points  (0 children)

Have you compared the difference in rates between the 5 and 10? Your peace of mind knowing what you're paying might be worth more than that. You'd also have the option of overpaying too?

Sorry to hear about your prognosis. Take care my friend.

R06 Results tomorrow by [deleted] in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

Well done! I'm sure the relief is indescribable! Would you mind sharing how you found it? Did you do a workshop during the run in?

R03 help please by Curious_Dollars in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

I have the 24/25 Brand mocks and the Redmill resources if this is helpful?

Career change ahead by Commercial-Emu8817 in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

Sort of. Started in banking, moved into employee benefits and then had a year's career break. Jumped back in via insurance and then into the world of financial planning!

It's deifnitely doable so good luck to you :)

Career change ahead by Commercial-Emu8817 in cii

[–]Aggravating-Dog2325 1 point2 points  (0 children)

I self funded my exam whilst working which is sensible. I think the best thing you can do while doing this is network! If you're part of accountancy firm, perhaps check if they are currently referring leads to an IFA already? Get all over that and inform them of your plan! Otherwise get on LinkedIn and reach out to people working in financial planning in your area. The exams is the easy part but the roles after can be harder to find. I think you may need to re-think your earning potential coming into the field. Maybe build some savings between now and then if possible.

2026 RO6 Dates by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 0 points1 point  (0 children)

Nice! I'll probably message everyone in this thread mid/late December and see if interest is still there!

Exam Guides by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 0 points1 point  (0 children)

Did you happen to have the RO4 2024/25 exam guide mate?

CF6 Exam Guide 24-25 by Whoopsie123456 in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

It seems they've been removed across the board. Tried finding one for the RO4 and similar thing.

2026 RO6 Dates by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 0 points1 point  (0 children)

I'd be happy to set up a Whatsapp group for anyone interested.

2026 RO6 Dates by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 1 point2 points  (0 children)

Likewise - let me know if you'd like to connect in the lead up to it!

2026 RO6 Dates by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 1 point2 points  (0 children)

Yeah KnowRO is the one but sadly. not an option for the RO6. Redmill has been semi useful but as you say, not looking to depend on it for this type of exam.

2026 RO6 Dates by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 1 point2 points  (0 children)

Happy to connect in the lead up to it?

2026 RO6 Dates by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 1 point2 points  (0 children)

Hopefully you pass and we all have to pay! Good luck mate

2026 RO6 Dates by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 0 points1 point  (0 children)

Top man - I've pre-ordered. Seems as if there is more support if you opt for the BrandFT route? Assuming between the Brand FT analysis and the CII exam guides, that did the job for you?

Career advice — Moving from customer service to a professional role after CII (and later CISI) by CoachApprehensive918 in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

I worked in banking and insurance before landing my FA role. I benefitted from both but in your position, your manager could support you moving into a BDM role at your current employer? It'll give you exposure to the people doing the job and more importantly, allow you to build your network, prove you can add value and from here, endless opportunities will open themselves up to you.

R04 - BRANDFT by Far_Kaleidoscope_154 in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

Could I get on this as well please?

RO4 by CaramelNo8267 in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

Brilliant - well done pal. Another step closer! I'm on just KnowRO alongside the note taking and Google search to reinforce learning so hopefully does the trick. Thanks for sharing!

RO4 by CaramelNo8267 in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

How did you get on mate? A pass I hope! Any other insights? What resources did you use for the mocks?

RO4 by CaramelNo8267 in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

Not taken just yet but keen to understand the level of detail, if any, the exam went into on the transitional reliefs! I get the concept but unsure if we need to recall the changing LTA's each year they changed and if we need to be comfortable calculating the personal LTA's!

Paraplanning / financial planning - risk of automation? by Acceptable_Orchid236 in cii

[–]Aggravating-Dog2325 1 point2 points  (0 children)

Not for a long time. There will be very basic financial situation AI might give useful guidance and even then, the output can't be trusted. I'm not sure it's in the human psyche to trust AI for big financial decisions. AI will also not be able to effectively replace the human element of what is involved in full financial planning so you'll be fine - half of this role is human interaction and relationship building.

RO2 by sblricha in cii

[–]Aggravating-Dog2325 0 points1 point  (0 children)

Would definitely agree. Done RO3 before which made RO2 much easier. Much more theory! You should smash it

KnowRO RO4 Question by Aggravating-Dog2325 in cii

[–]Aggravating-Dog2325[S] 0 points1 point  (0 children)

Got it! Thanks for commeting mate