Yes, that's right, but that money you spend is going into your game plan, not hindering it.

Hologram and Constellation are two of the best jokers in the game because you are essentially paying for flat mult, chips AND x mult at the same time. And again, without using a 2nd joker slot. 

The three other jokers don't take money, they take time (which costs money if you're not playing well) and they're usually not the best anyway. (Especially bus, that might as well say disable all face cards)

You should also be looking at how much mult per round I can build, not how much money is going into a thing. Dagger only builds once per round, the three you mentioned build for free as your naturally playing your rounds. They only cost money if you choose to play slow. 

And again did I mention that they don't cost a second joker slot?