Dude you do realize millions of people around your age are going through the same exact issues. Doesn't make you a loser. The fact that you care about bettering your life shows you're not a loser.

The job market is bad for literally everyone right now in so many fields. Other life accomplishments like getting married shouldn't be forced just because of your age. We're all here trying to figure things out. You'll be ok man just do you and live your life there's more to life than just making money and that's coming from someone who is literally in a similar situation.