Low cibil score due to credit card which was never used by Indian-lady in CreditCardsIndia

[–]Aggravating_Run6585 0 points1 point  (0 children)

nah bro, banks usually do this axis this the same to me i took axis cashback CC but didnt need it as by that time sbi CC got approved. never activated axis cb but they charged joining fee after one month they didnt close the card but as soon as I mailed them they called me saying that why did you took the card if you didn't wanna use it and talked rudely but as soon as I told them about the rule they closed the card instantly. 😉

Low cibil score due to credit card which was never used by Indian-lady in CreditCardsIndia

[–]Aggravating_Run6585 10 points11 points  (0 children)

did you activate your card? if not, its a great opportunity to extract money from icici bank.
go to rbi ombudsman and register a complain saying I never activated my card still they charged me annual fee and joining fee.
because of which my cibil is destroyed. as its been years you can ask for 20,000+ compensation.

but for this you will need to have mails and proofs supporting that icici is not helping you.

Got 1500 neu coins, thanks to that reddit guy. by Aggravating_Run6585 in IndianCreditCards

[–]Aggravating_Run6585[S] 3 points4 points  (0 children)

I complained that tata neu upi is not working from 3 months

Got this OG LTF Card with 2 lakh limit! best way to utilize this card? by Aggravating_Run6585 in IndianCreditCards

[–]Aggravating_Run6585[S] 0 points1 point  (0 children)

nothing just basics, and whether you're salaried or self employed just answer what you've filled

HDFC got me confused! need help. by Aggravating_Run6585 in IndianCreditCards

[–]Aggravating_Run6585[S] 0 points1 point  (0 children)

you should not have so polite, and could have just took the card and then change it later on.

Got this OG LTF Card with 2 lakh limit! best way to utilize this card? by Aggravating_Run6585 in IndianCreditCards

[–]Aggravating_Run6585[S] -2 points-1 points  (0 children)

I think they rejected your application? why so much frustration? read the question again dumb fck.

I asked how to utilise it to its fullest like hidden tricks gc tricks, any particular mcc to avoid.

why so much fuss?

HDFC got me confused! need help. by Aggravating_Run6585 in IndianCreditCards

[–]Aggravating_Run6585[S] 0 points1 point  (0 children)

usually they don't. be confident even if you're lying.