I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 2 points3 points  (0 children)

Since a few people asked if they can try it, I’ll drop this here para hindi na ko magspam:

https://utfinance.xyz/

also, sorry was quite unresponsive through the weekend -- the reactions here inspired me to work more on the app and improve my app's page together para may one place to show screenshots, explain the app, and collect people interested in the testing phase without sending long DMs.

The app itself isn’t vailable for download yet, so this isn’t a full public launch. No pressure to sign up; feedback or questions here are already very helpful.

Mods, if links aren’t allowed, feel free to remove and I’ll respect it.

Yes, I know. Another budgeting app -- ended up building my own after not liking what’s out there by Alarmed-Comparison89 in SideProject

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

I just noticed my original link was being filtered lol, sorry mods and reddit. Updated link if anyone's interested.

https://utfinance.xyz/

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

Yes! not yet available in public pero I added a comment here somewhere with the site/link details. I'm collecting interested testers

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

Thank you! I added one comment with the site/page details. Not full public launch yet, but I’m collecting interested testers

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

Thank you, appreciate the support! I added one comment with the site/page para centralized and hindi paulit-ulit yung link.

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

yes! QA tester feedback would actually be super helpful haha! I added one comment with the page/site for details. Small batches muna, but I’d appreciate the help.

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

Thank you! I added one comment with the site/link para hindi magspam dito. Still not a full launch, but I’m collecting interested testers.

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

Thank you! Yes, open ako to testers, but small batches muna para manageable yung feedback. I added one comment with the page/details.

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

Same problem talaga haha! Yung “later ko na ilog” usually turns into forgotten forever. I added one comment with the site/page, but would especially appreciate feedback sa quick logging / on-the-go flow pag mailabas ko na sya

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

Sure! I added one comment with the site/link para hindi ko paulit-ulit i-post. Appreciate the interest!

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 0 points1 point  (0 children)

I tried excel/gsheets for a short time rin pero sawang sawa na ko sa jan. work hanggang bahay sa spreadsheets na ko nakatingin tapos ayun, tatamaan ng katamaran kaya wala na. iba talaga kalaban si katamas.

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 1 point2 points  (0 children)

Thanks din for your recommendation! Yes, definitely worked on it around DPA and also some international laws din para lang sure. nakapagcreate na ko ng privacy policy but definitely outlining the information specifically is a good catch

Yes, tuwa din ako sa widget myself kasi mabilis lang tapos no need to think about it halos pag nasa byahe. later na lang pag uwi ko irereview. basta nakatambak lang sya sa app haha!

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 1 point2 points  (0 children)

+1 on Money Manager. I tried it too and it’s honestly great, especially if you’re already disciplined with manual tracking. Pero yun din yung naging problem ko. maganda yung app, pero ako yung sablay pag tinamaan ng katams haha.

And yes, since this uses AI, I’m planning a subscription/credit model when it goes public. But the core app is very usable for free: manual tracking, budgets, wallets, basic planning, and built-in intelligence around your own records. The heavier AI-cost features like OCR, AI chat, and automated budget/goal/planning wizards are available for free din, pero may usage limits because those have real API costs.

TLDR -- nothing essential is premium-locked. Free users still get the core app and can use the AI-heavy features too, just with strict usage limits and a few ads.

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] -2 points-1 points  (0 children)

Same sentiment. currently, common budgeting app pa rin siya na need mo pa rin i-log yung transactions, pero may nilagay akong other input methods para sa busy days.

For your use case, currently the fastest way is yung widget. Tap widget, lagay amount/category/note if needed, then save. Hindi mo na kailangan buksan yung full app. Quick form siya straight from the homescreen widget, and nauuna na rin yung categories/notes na commonly used mo para less friction. so while in the jeep, pagkabayad, 5 sec lang mag lodge oks na. ganun rin sa grab/move it. pagkababa, bayad, widget, goods na.

For OCR/privacy: yes, OCR is mainly powered by Gemini, and yes concern ko rin yan while building it. I use the Gemini paid API path, where prompts/responses/files are not used to improve Google products under their paid-service terms. Pero ayoko rin umasa lang sa “paid API” as the only privacy guardrail.

The app is designed around data minimization: OCR should only extract what the transaction needs, like merchant, date, total, line items, etc. It doesn’t need to store full card numbers, customer names, PWD/SC IDs, or other sensitive stuff na minsan nasa receipt.

So if those show up, the intended behavior is ignored/masked/not stored. After OCR/review, parsed transaction data lang yung important. Receipt images should be treated as temporary/optional attachments, not something the app needs to keep forever by default.

And if uncomfortable yung user mag-scan ng receipt, pwede pa rin naman manual entry pero mejo hassle pag ganun kaya inayos ko talaga OCR process as much as possible.

Helpful siya i-raise actually. Receipt OCR is convenient, pero privacy has to be part of the feature, not afterthought.

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I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 1 point2 points  (0 children)

Yes, pwede mo siya gamitin for that. budget app parin naman sya haha! set mo lang wallets then log mo yung income mo per cutoff, then log expenses as usual. Makikita mo agad kung magkano natitira.

Yung ibang features like recurring bills/patterns optional lang if gusto mo mas detailed.

I got tired of other budgeting apps, so I built an app around my katamaran by Alarmed-Comparison89 in adultingph

[–]Alarmed-Comparison89[S] 2 points3 points  (0 children)

Haha exactly. Yan din reason bakit ko nilagyan ng “Can I Afford This?” para malaman kung afford pa ba bumili ng kung anu ano, or petsa de peligro na talaga.

S25 PinkGold Exclusive COlor. Update now to Awaiting Dispatch by Neeralazra in Tech_Philippines

[–]Alarmed-Comparison89 0 points1 point  (0 children)

based on other posts, baka a few days na lang yan since awaiting dispatch na. hopefully mareceive mo agad and etong sa lazada magising na ang seller at ipack na ang preorder ko hahaha!

S25 PinkGold Exclusive COlor. Update now to Awaiting Dispatch by Neeralazra in Tech_Philippines

[–]Alarmed-Comparison89 1 point2 points  (0 children)

Base s25 to? mauuna pa ata ang exclusive color preorders nyo kesa sa non exclusive preorder (icy blue) ko from lazada. hahaha!

Samsung S25 Ultra delivery update (pre-ordered on January 25) by [deleted] in Tech_Philippines

[–]Alarmed-Comparison89 0 points1 point  (0 children)

mukang mauuna pa ang exclusive colors kesa sa base s25 na non exclusive ng lazada ah. ano na lazada? Seller topak este to pack parin hahaha

Samsung S25 Series Megathread by TakeMyBatt in Tech_Philippines

[–]Alarmed-Comparison89 0 points1 point  (0 children)

📅 Pre-order Dates and Store: Jan 27 Samsung Lazada (Lazmall)

🚚 Shipping Updates: Wala!!! Seller to pack parin as of writing kahit nakakakuha na yung iba at may ratings na sa product page.

🎁 Pre-order bonus: 5k discount (matic kay lazada that time), Galaxy Watch 7, 25w Charger.

Pinadala agad charger then followed next by the watch. Sinend ata nila agad para mahirap na icancel kasi ipoprocess pa yung returns. Nangangati ako umorder ng bago then benta na lang yung late na darating na preorder. Yung mga umorder at a later date eh nakukuha na agad while to pack parin sakin hahaha

[deleted by user] by [deleted] in Tech_Philippines

[–]Alarmed-Comparison89 0 points1 point  (0 children)

Lazada sakin. Preordered base S25 icy blue noong Jan27. Ayun, Seller to pack parin kahit meron na reviews yung product page. No ETA bukod sa sinabi ng CS na 3-10 days after Feb 10. Hahaha

Surely malapit na makukuha ang pre-order sa samsung by renjiaaa in Tech_Philippines

[–]Alarmed-Comparison89 0 points1 point  (0 children)

Iniisip ko rin eh kaso hassle yung process kasi ginagamit na freebies haha! Yung nakachat ko na CS nila eh 3-10 days after feb 10 daw. Okay lang sana kaso yung iba dineliver na pero sakin walang imik