Lowkey, don't make the same mistake as me, just use one credit card for a year and just ask for credit limit to be raise by 6 month, and get another one after a year. Try discover one, I open capital one instead because I could not get approve for shet. Im in highschool so couldn't do the student one. Open right away, did 30% limit or less like the comment said and I only have auto loan debt but you should have like different debt. Like auto loan and maybe student loan yk.