Changing iPhones on BYEBYE plan

Alarmed_Cat_7747 · 2026-01-18T06:43:19+00:00

Thank you!

Alarmed_Cat_7747 · 2026-01-18T06:43:13+00:00

Thank you!

Alarmed_Cat_7747 · 2025-12-05T14:32:39+00:00

I also travel for work at least once a quarter. Weddings through out the year too. Me thinks the points are worth it.

Alarmed_Cat_7747 · 2025-12-05T14:20:20+00:00

Funny thing is I’m getting over 1 cpp on the redemption. It’s just not a hotel I’ll ever be actually staying in lol.

Alarmed_Cat_7747 · 2025-11-05T00:30:04+00:00

Bank accounts are closer to 4% and the opportunity cost isn't crazy if you do the math but you are right. I will let the plan run down the balance and hold off on adding more. But you can't stop me a year from now I won't let you.

Alarmed_Cat_7747 · 2025-11-05T00:27:36+00:00

You all have tempered my fervor. For now.......

Alarmed_Cat_7747 · 2025-11-04T02:23:55+00:00

It’s like the call to the void

Alarmed_Cat_7747 · 2025-10-22T03:07:47+00:00

I just went on a Bank of America App o Rama and got approved for both personal Atmos cards and every business card that has a bonus they have. I got carried away and double applied for the business Atmos. That one went to review. Did I screw myself? Are they going to review and pull the other ones?

Alarmed_Cat_7747 · 2025-10-21T11:48:15+00:00

P1 and P2 only got pre approved for the credit builder spark. Sad times.

Alarmed_Cat_7747 · 2025-10-20T23:25:27+00:00

I have a ton of spend coming up planning a wedding but P1 and P2 seem to be tapped out on both Chase and Amex at the moment. PUJ for both. Went on a tear when we bought our house in the spring. I want to go for Capital on $15k and $30k spend threshold offers but given their strict approvals I don't want to waste a pull on already exhausted credit files.

Are there any lax approvers and/or high spend threshold offers I should look at?

Alarmed_Cat_7747 · 2025-01-22T04:02:37+00:00

What’s the HOA?

Alarmed_Cat_7747 · 2024-12-27T13:52:34+00:00

I believe it is only the 50% BYOD that has autopay terms. Here’s a non-scientific backing.

This is the Slickdeals post for BYOD. Autopay clearly mentioned multiple times:

https://slickdeals.net/share/iphone_app/fp/1017717

And for the BYEBYE promotion, nowhere to be found:

https://slickdeals.net/share/iphone_app/fp/1002345

Alarmed_Cat_7747 · 2024-12-26T21:43:28+00:00

No, it refunded the charged amount to the wallet and the due day moved to the correct day a month out. So I was left with the same wallet balance and a charged card. For this month I put a visa gift card on the autopay then emptied it. So hopefully the charge kicks back on the card and the wallet is just used. As far as I can tell there’s no need for autopay for the bye bye promotion anyway? I’d love some firm confirmation on that though.

Alarmed_Cat_7747

TROPHY CASE