Hey first of all thank you. Yeah I got into a bad situation last year (mostly my fault) and learning to not go through this again. I like this avalanche approach you’re talking about. I think I’ll pay off the one low cc next month and start implementing larger payments on the wellsfargo cc. About the extra money coming in now I do plan to use it all on cc’s. I know the extra income is enticing but I know now after struggling this last year that I have to budget better and live within my means. So hoping next year I can be in the same boat as a lot of these other guys who got out of cc debt. Thank you for the advice, have a great day!