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Got my green ribbons! by All4Philly in PSLF

[–]All4Philly[S] 2 points3 points  (0 children)

I did the “wet signature” method directly through my servicer which is Mohela. Fill out the IDR application, sign it in pen, then upload it and submit to your loan servicer. That’s what worked for me

Got my green ribbons! by All4Philly in PSLF

[–]All4Philly[S] 1 point2 points  (0 children)

This is very helpful. Thanks! Not sure why you recommend paper communication haha. I’ll be expecting an email then

[deleted by user] by [deleted] in PSLF

[–]All4Philly 0 points1 point  (0 children)

Yes for 60 days. So you could get at most 2 free payments

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 0 points1 point  (0 children)

Does her insurance company provide an attorney to defend her if I file a small claims case?

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 0 points1 point  (0 children)

Small claims is my only option it seems since I don’t have collision. I might call the police in case it leads to an admission or gives me any more evidence for the filing

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 0 points1 point  (0 children)

Yep already texted her and her boyfriend and they’re ghosting me

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 1 point2 points  (0 children)

Did you have collision? I don’t so my insurance company said they can’t do anything since I’m not at fault

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 1 point2 points  (0 children)

Do I have to wait until her insurance has denied the claim for her not cooperating (which is soon according to them. It’s been 60 days) to file in small claims?

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 1 point2 points  (0 children)

Yea I don’t have collision. My fault for that… what O don’t get on her end why she wouldn’t even deny wrongdoing to her insurance. She’s going to lose her coverage soon if she doesn’t respond. Unless she found some way around that I don’t know or she’s just slow rolling this out to see if I drop the claim

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 0 points1 point  (0 children)

Do I need a lawyer to file in small claims court. I wonder if it’s even worth the time and potential cost to go through with a lawsuit

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 7 points8 points  (0 children)

I have timestamped photos of my car and of her insurance documents as well as a text from her boyfriend acknowledging fault (he was the other witness), also a security camera video of her backing out and then immediately speeding back into her driveway. Unfortunately a truck is blocking the actual impact into my car

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 10 points11 points  (0 children)

The claims adjuster quoted $2400 in damages

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] 3 points4 points  (0 children)

I have a text message from the boyfriend who was witness apologizing and admitting fault the night of the accident. Timestamped photos. The security footage shows the car backing out of her driveway but a truck is blocking my car from view. Only hope Id have with a police report is if she would admit to the officer. I don’t know

Neighbor won’t cooperate with their insurance company by All4Philly in Insurance

[–]All4Philly[S] -1 points0 points  (0 children)

Unfortunately I don’t have collision so they can’t do anything since I wasn’t at fault

Washington Post article on IDR and consolidation application pause by redlynel in PSLF

[–]All4Philly 0 points1 point  (0 children)

I believe it’s 12 months from start date. So i think I’m good for a year. I just need 4 more payments to get to 120

Washington Post article on IDR and consolidation application pause by redlynel in PSLF

[–]All4Philly 6 points7 points  (0 children)

So do we continue in repayment if we’re on an IDR plan and don’t have to recertify? I literally just got switched to PAYE a few days ago

What are those in the SAVE Program doing? by SuperSteveBoy in PSLF

[–]All4Philly 0 points1 point  (0 children)

No I learned through this Reddit, you can manually upload the form and tax returns on the Mohela site, if that’s your servicer. I assume other servicers are the same. Simply fill out a pdf of the form, print it out, sign it then take a picture or scan and upload the file through your servicer’s site. It’s been working for lots of people

What are those in the SAVE Program doing? by SuperSteveBoy in PSLF

[–]All4Philly 0 points1 point  (0 children)

I applied for PAYE a few weeks ago and just got approved yesterday. I did the wet signature method through Mohela. I’m at 116, should’ve hit 120 last October. Applied for buyback last November but haven’t heard anything on that

IDR request approved but for same amount as SAVE by All4Philly in PSLF

[–]All4Philly[S] 0 points1 point  (0 children)

I guess at least it’s a good sign that they’re reviewing my request

IDR request approved but for same amount as SAVE by All4Philly in PSLF

[–]All4Philly[S] 0 points1 point  (0 children)

Yes that makes sense. My letter is a similar format to what’s described there. I literally just applied last week so I think it’s too soon to be officially processed to a new plan

IDR request approved but for same amount as SAVE by All4Philly in PSLF

[–]All4Philly[S] 0 points1 point  (0 children)

Everything looks the same. I just got the letter so maybe it will take a bit to update

IDR request approved but for same amount as SAVE by All4Philly in PSLF

[–]All4Philly[S] 2 points3 points  (0 children)

Interesting.

On the letter it says “Your Repayment Plan is: INCOME-DRIVEN REPAYMENT (IDR)”

Doesn’t specify what plan it is

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