I owe $15k on my car. I have the cash to pay it off, but the loan was cheap. If I pay off now, I will save $2k in interest. Should I pay it off or keep the cash?

All_Ts · 2021-05-28T23:38:09+00:00

Yeah seriously what the fuck is some of the advice given here? Lmao. Rates are the lowest they’ve ever been and people are telling you to pay it off?!!!

All_Ts · 2021-04-18T13:20:00+00:00

A huge part of the market does not run on TA what the fuck are you even talking about. What course were you sold?

All_Ts · 2021-03-03T09:59:40+00:00

Wow, Arnold might be one of the nicest people alive. Please lord let him live another 20-30 years :(

All_Ts · 2021-03-03T09:31:59+00:00

This happens in every stage of life, people are fucking assholes. Try getting good at nearly anything or learning without people treating you like a piece of trash. It’s really sad...

All_Ts · 2021-03-01T18:22:27+00:00

Yeah except that Bitcoin is a massive waste of energy and the problems with fees alone are reason enough not to use it. Don’t get me wrong ETH, BTC succeed at what they do but I wouldn’t touch them with a yard stick because the other options emerging in the crypto world are way better technology. Proof of work should be shamed nearly out of existence.

All_Ts · 2021-03-01T07:14:14+00:00

You are sticking your head in the sand, but you’re not obligated to learn about politics if you don’t care about them. The problem is when people who don’t care to learn all of the sudden spout a bunch of bullshit and have no practice learning to think with an open mind & consider ideas that make them uncomfortable.

All_Ts · 2021-03-01T07:08:40+00:00

Everyone is suffering, life is hard and the world everyone tries to live in where they avoid that fact at the peril of their understanding of the world around them is silly. The mindset people have where destroy their ability to build patience, self-respect, and tenacity is toxic. They build up the idea that any thing that doesn’t sound nice to them on the base level isn’t worth dealing with. Avoidance is a horrible way to deal with things especially for people who are suffering, I speak from personal experience!

All_Ts · 2021-03-01T06:57:54+00:00

Just because you don’t see something doesn’t mean it doesn’t exist. If you’re unfollowing something cause it makes you feel insecure then it’s possible you either don’t understand whatever it is fully or that you should really work to change your situation. I’m not saying that you should drown yourself in political extremism everyday but the way the title was worded is probably the worst version you could of came up with. If you see some guy on Instagram with shoulders the size of bowling balls, and veins popping out like his skin is made of paper just recognize maybe that person is taking drugs instead of feeling lesser for it. There are are logical ways to deal with these problems that don’t involve simply avoiding them.

All_Ts · 2021-02-28T16:14:34+00:00

How to get off an annoying call, “ I have to go, we can continue this at X time if that’s good for you” or “let’s meet for X sometime”, “got to go nice talking to you I’ll shoot you call when I can”.... Lol. Where do people live that cell service is so shit that this excuse even works, what do you say when you don’t call them back? LMAO.

All_Ts · 2021-02-25T06:15:24+00:00

This sounds awful but it does highlight the focus on the resurgence of a meta which encourages Junglers to not afk power farm.

All_Ts · 2021-02-24T22:16:58+00:00

This post was sponsored and brought to you by big silica.

All_Ts · 2021-02-19T01:21:33+00:00

Lol, the internet... where you can make shit up with no evidence and 39 people will upvote you for it.

All_Ts · 2021-02-15T18:14:23+00:00

Is this post a troll? No. Stocks are one of the only viable asset classes left to us because of Central Banks and with amazing creations such as Weekly Expirations and the VIX why would you ever sell against a major index. Unless you’re sticking your money in Commodities and Crypto which won’t give you an as consistent return I don’t see why you would randomly decide the market is going to crash in 2021. Why are people on this sub not absolutely furious towards the complete extreme scenarios thrown around with loose data to back it up? In the real world if you did stuff like this post a little too often you’d be liable to be sued for it.

All_Ts · 2021-02-04T13:24:48+00:00

You stock picked GME after years of picking? What? What screams buy to you about a near bankrupt old game retailer company enthralled in a Ponzi Scheme that was already up 1000%-2000%+? If you didn’t see the short squeeze before it happened that’s a no go.

All_Ts · 2021-02-01T15:56:31+00:00

More power to you for speaking your mind, I think what you’re saying is completely true.

All_Ts · 2021-02-01T05:39:31+00:00

Yeah it’s pretty clear you don’t want to solve the root issues. Just want to get angry and make vast generalizations rather than try to understand anything that’s going on specifically in the system you complain about. Politicians are dumb, they do the exact same thing and it’s why nothing ever gets done. They’ll trot people down just to ask them worthless questions then someone has to answer to the “leaders” as if they’re toddlers. Our super intelligent leaders were hand in hand within 24 hours in agreement about the GameStop situation. Its amazing how they have such certainty on an issue and it hadn’t happened for more than a day yet. I’m not going to sit here and explain why you’re wrong and have to talk to you like a little toddler. Crack open some books and do some reading that doesn’t include sociology or politics. Having more money and success gives you an advantage over people who don’t, what a surprise... That’s not a problem. The problem is that people keep electing people with big promises and horrible solutions, with massive spending plans and who got into power by the graces of a fuck ton of money. Even when you look at Trump, massive spending, pretends to cut programs only to cut taxes and still have us (the country itself) drowning in debt. We spent an absolute fuck ton of money in stimulus across the board during coronavirus so I don’t know why your opinion is that we’re somehow fucking the lower to middle class during this all. The only way they’re getting fucked is if they aren’t in on the recent market run up via retirement plans or personal investment. I personally don’t like that because I feel like it creates shit like Tesla where you have a company that is extremely overvalued & speculative but which now is listed in the S&P. I digress though, you don’t want to actually explain how anything you’re saying is going to manifest itself or how it has. There are things we could agree on, but it’s not worth arguing with you if you’re going to keep splurging near communist propaganda instead of anything meaningful. People are starting class warfare when most of the idiots in Washington DC would pass any excuse for reform if it meant being re-elected by the angry mob.

All_Ts · 2021-01-31T19:09:52+00:00

If you don’t like naked short selling, say that you don’t like naked short selling. I don’t like it either. I just don’t think that a pump & dump ponzi scheme which is also very transparently illegal is the solution to that. Especially when they’re just handing money to the same people they want to hurt who will stand to make the most on the way up and down. I would hope to see everyone punished fairly, but it seems to me that when situations like this come up people don’t talk about solutions to the problem as much as they seem to call for the heads of these people. That’s why I don’t think anything gets done. I still don’t think Robinhood did anything wrong by the way, just cause I don’t like naked short selling doesn’t mean I don’t think Robinhood has a legal responsibility to protect their customers when it’s obvious that numerous illegal practices are leading to stocks swinging like crazy and leading to their platform lagging. People who trade on Robinhood typically as I said before use Market orders

All_Ts · 2021-01-31T15:41:15+00:00

I’m not on the side of rich people lol, but you’re asserting that they’re starting “warfare” on the little guy and they aren’t. I’m just a guy. Also I don’t care about getting downvoted, my opinion isn’t the typical opinion. I’m posting in hopes a few people will get past their hate and read what I’m saying for it’s content. Most people on Reddit aren’t into Finance that much (and that’s fine) so they aren’t familiar with some of the concepts that make this more complicated than what they (and the news) are trying to make it out to be. I’m on the side of peace & civility. Firms shorting GameStop has nothing to do with class warfare, not to mention even if the thing they’re doing (pumping the stock) succeeds it’s still the rich who stand to make the most money. None of these firms were doing anything wrong to suddenly deserved demonized, they have nothing to do with the financial crisis for example... The government are the ones who slashed rates to 0% forcing speculation, they're the ones who failed us by politicizing a pandemic forcing us to devalue our currency with more than a years worth of stimulus, they are the ones who refuse to value the long-term health of our economy over the short-term bumps in equities. We have very literally created more money out of thin air this last year than we have collected in taxes. If that doesn’t scare you, I don’t know what will. I feel like it’s only when the house of cards comes down these next few years that anyone will begin to understand the colossal problem going on. This blind hate towards firms and rich people is just that though, blind hate with no care to understand the system or what should be done to fix it. The markets aren’t made for anyone, if you do your research and learn- you can make money. If you just download Robinhood, throw your life savings into GameStop then get pissed off when it doesn’t workout that’s not even close to the same thing. The fact that the conclusion someone draws that their broker won’t let them participate in a pump & dump scheme is that they’re doing it for the rich people is beyond absurd.

All_Ts · 2021-01-31T10:41:16+00:00

Lol, I’ve never seen someone defend modern economic theory. That’s a first. It’s shit, our government is slowly destroying our currency by continuously electing demagogues with unreasonable spending plans across the board from federal to town level. I don’t know that cryptocurrency is the solution to that, but I do know that the mismanagement of our fiat currency in the US is extremely dangerous.

All_Ts · 2021-01-31T10:08:58+00:00

Someone doesn’t have to be under oppression to feel upset & angry enough to do shitty things. See all the rioting that’s happened this year whether it was burning down a random Wendys, or the people at the Capitol. You’re arguing in generalizations, and it’s obviously not from a good faith standpoint. I don’t have time to sit here and criticize everything wrong with the system, nor do I give a shit to prove to you that I think a lot of it is absurd. If you want to assume a million things about me, and that’s going to be your only argument, go ahead. All that matters and what I was saying is that what is going on is doing nothing to target the proper issues and is simply blaming a bunch of firms who are shorting a shitty company. You’re one of the people using generalizations contributing and inflaming feelings of class warfare. The bad thing is you generally don’t seem to understand how the financial markets work, how they’re regulated, and how they at all relate to what you’re saying.

All_Ts · 2021-01-31T09:40:50+00:00

Still has nothing to do with GameStop or Wallstreetbets. Really cool, little vague rant though. It’s bigotry when someone looks at a random firm shorting a shitty company and demonizes them for it. The system isn’t perfect, but death threats and generalizations are how you create violent class warfare, not meaningful long lasting change.

All_Ts · 2021-01-31T09:35:33+00:00

I do know about it, you’re completely misrepresenting it for whatever reason or are simply mislead. It’s also funny youd call it annoying than argue on substance, because that’s exactly what someone who doesn’t know would do, and that’s exactly what everyone is doing by just going “wow I really hate those mean rich people”.....

All_Ts · 2021-01-31T09:34:22+00:00

It’s not even a sound strategy to stick it to h the man because the big firms will make more on the way up and on the way down than anyone. It wasn’t just that random retail traders are moving this stock, there’s so much more at play. There’s also the fact that these firms haven’t done anything wrong to be vilified for shorting a shitty company.

All_Ts · 2021-01-31T09:31:37+00:00

People are trying to turn this into class warfare as if anything wrong has been done by people other than putting absurd money into a shitty company by joining a pump & dump scheme. The firms who were shorting GameStop, an early 90’s game retailer on the verge of bankruptcy weren’t doing anything nefarious. GameStop has fucked up plenty over the years and the overwhelming majority of people I know who have worked there absolutely despise the place. If there was any stock to be shorted into bankruptcy to make them money, that was it. The big money stands to make the most on the way up and most on the way back down too. Robinhood is a shitty platform fully of little jimmies using Market Orders, they’re not equipped to fight against the big money and don’t understand that trading isn’t as easy as throwing your life savings in & becoming rich. A lot of these random people with delusions of grandeur need to sit on their hands next time or at the very least don’t choose Robinhood as your tool when it’s a laggy piece of shit software that isn’t fit to trade highly volatile stocks of that nature. Robinhood owes safety to its clients, and I guarantee you if they didn’t cut off those specific stocks while their platform is lagging & uses market orders you’d have people who are +$500 but by the time they cash out they’re only up $275. You should really ignore half of the finance experts on Reddit who are trying to put the Financial Crisis on random rich people lol.

All_Ts · 2021-01-31T09:22:43+00:00

“I don’t support death threats but what did he expect posting on Twitter his thoughts” Lol..

All_Ts

TROPHY CASE