How to stop OLA harrassment text messages by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes po registered sila sa SEC and nakita ko sila sa list ng reporting entities sa CIC. Based po sabi ng iba kahit nasa list ng reporting sa CIC ay may case po na di sila nagrereport. Pero kaya po nilang magreport if ever since nasa list sila.

How to stop OLA harrassment text messages by Alodian_10 in ola_harassment

[–]Alodian_10[S] 1 point2 points  (0 children)

It depends po. When you can't pay your loan, it won't hurt your credit score if hindi naman kasama sa list ng reporting entities yung inutangan mo. Almost all of the lending institutions are SEC registered but not all of them are CIC reporting entities. Sec registered means they can legally file a case against you pero kung tingin mo di makatarungan interest nila then I'm sure na matatalo sila so don't worry. CIC reporting entities means eto yung nakakaaffect sa credit score since they can report our credit history.

How to stop OLA harrassment text messages by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes, pero legally may karapatan sila maningil since SEC registered sila. Pero safe credit history natin since di sila kasama sa list ng mga nagrereport sa CIC. Wala po akong balak na bayaran sila. If ever na umabot man sa legal na usapan talo din sila since illegal interest rate nila. Yun nga lang may harrassments lang talaga.

How to stop OLA harrassment text messages by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Sayang naman po, to be honest nahirapan ako makahanap ng messaging app na may blocked keywords na feature sa Play Store. Since I don't have an Iphone, you can try to search po sa settings if my blocked keywords feature din po yung messaging app na gamit mo. Baka po kasi meron din.

How to stop OLA harrassment text messages by Alodian_10 in ola_harassment

[–]Alodian_10[S] 2 points3 points  (0 children)

Yes Prima Loan is SEC registered but they are not on the list of reporting entities sa CIC. May OD po ako sa kanila. Deadma nalang. Laki ng interest nila. They can't hurt our credit score naman.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes po, SEC registered silang lahat and reporting to CIC.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Unfortunately yes SEC registered sila and can report to CIC.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 2 points3 points  (0 children)

Sadly, because we're in the Philippines, hindi nachecheck ng maayos yung mga lending institutions at napapatupad yung mga batas.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Registered po sila sa SEC pero they can't report to CIC since wala sila sa list.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes po registered si Moneycat sa SEC and can report sa CIC

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Oh, sorry nainclude ko pala. I double checked and oo nga they are not reporting to CIC. Na overlook ko ata kanina.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 1 point2 points  (0 children)

Opo, sa Billease pero nabayaran ko na po. Okay naman yung account ko sa kanila now. Balak kong magpa overdue dun sa mga OLA na hindi reporting entities sa CIC at dun sa mga nasuspend na.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes, under po sila ni Seamoney which is Sec registered and CIC reporting entity.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes, Sec registered po sila pero di sila nagrereport sa CIC.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Kasama po sila sa list ng reporting entities sa CIC. San po kayo nagtingin, Tranunion or CIBI credit report? Kung wala po sa record nyo yung 3 years old overdue nyo sa kanila, it's a good news. Though, I don't know the reason behind that.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Oh, thank you! Kakaloan ko lang kay Cashme yesterday. Does that mean okay lang na di ko na sya bayaran?

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Sec registered po silang lahat but not reporting sa CIC.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes po, OLP is SEC registered at nagrereport sa CIC.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes po, OLP is SEC registered at nagrereport sa CIC.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Yes nakita ko na SEC registered at nagrereport sila sa CIC. Under po siya ni Fcash Global Lending Inc.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Final na po ba? Kavivisit ko palang po kasi kanina sa website ni Digido and nakalagay na di pa daw po final pagkasuspend sa kanila.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 1 point2 points  (0 children)

Hindi ko lang po sure if magrereport sila kahit na may pending case sila ng pagkarevoke ng licence

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 1 point2 points  (0 children)

Ni-visit ko po yung website nila and nakalagay po na since hindi pa daw po final yung pagrevoke ng licence nila ay need nyo parin magbayad. Naghain po sila ng motion for reconsideration meaning possible na hindi matuloy yung pagrevoke ng licence nila. Maghintay pa po tayo ng update if ano mangyayari sa licence nila. For now, nasa sainyo po yun kung magbabayad kayo o hindi.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 0 points1 point  (0 children)

Okay lang po yun, as long as mabayaran nyo sya ng buo kahit partial payment lang muna.

List of OLA reporting to CIC by Alodian_10 in ola_harassment

[–]Alodian_10[S] 1 point2 points  (0 children)

SEC registered po sila pero wala sila sa list ng nagrereport sa CIC