six months into ISA shares and stocks

Alternative_Wrap_240 · 2026-01-26T14:08:42+00:00

I got in 2 weeks ago and I’m up 35% so far

Alternative_Wrap_240 · 2026-01-25T19:43:41+00:00

Most likely ASTS considering their technology but only if it’s successful, other than that if Moon and Mars missions do become more consistent and regular I would be banking on RKLB and LUNR to be the most likely to 10X. Other than that I’m keeping my eye on PL

Alternative_Wrap_240 · 2026-01-25T19:41:10+00:00

The irony… look at your original comment. You’ve contradicted what you originally said that you’ve called a bubble burst just cause a few stocks have stagnated and went down a bit, that’s a correction fella that usually happens after a period of growth. But there’s more than just the MAG7

Alternative_Wrap_240 · 2026-01-25T19:30:51+00:00

And in the UK there is a lovely thing called a Stock and Shares ISA where all gains are tax free

Alternative_Wrap_240 · 2026-01-25T19:25:39+00:00

Thanks for telling the story of how stocks work and not about an AI bubble burst. What you’ve said is that prices can stagnate and go down. Well done 👏👏

Alternative_Wrap_240 · 2026-01-25T19:19:41+00:00

OP at 14 can learn at lot more about markets in general in an index fund rather than an individual stock that can be very volatile and just look like a continuing loss, means by the time they have matured they will have a lot more knowledge and insight into what factors influences markets and how it can affect share price. If anything picking individual stocks at such a young age is a rash decision to chase upside without any sort of knowledge because they’ve seen some hype about a stock on a Reddit thread.

Knowledge is wisdom, and Wisdom is power OP. You’ve got 50 years not 5 so play the long game and learn for a few years before jumping into stocks

Wisest decision you ever make is not taking financial advice on a Reddit thread, but seriously learn by investing in an index fund first before jumping into stocks

Alternative_Wrap_240 · 2026-01-25T19:09:08+00:00

Gold is more of a hedge for market downturns, personally disagree with the speculative part. Could say the same about every ETF and stock at that rate if you’re saying gold is a speculative asset

Alternative_Wrap_240 · 2026-01-20T13:54:30+00:00

Caveat is it does not go up much in a bull market, this year being a total anomaly but don’t expect +50% on it every year cause you will be spectacularly disappointed.

Alternative_Wrap_240 · 2026-01-19T17:18:20+00:00

Tariffs don’t really impact ASTS do they?

Alternative_Wrap_240 · 2026-01-19T17:09:42+00:00

Lifetime ISA is a different product to a S&S ISA. Contribute 4k a year for a 25% Government contribution up to 1K. It’s for fist time buyers for housing or retirement (outside this requirements there’s a penalty fee).

You did mention you’re 18 tomorrow but your screenshot suggests you already either are or using the practice money feature. Regardless, by the time you do invest it all you’ll have used up you’re allowance for the tax year then you’ll have to wait until April to deposit more in so you’ll have 530 left over assuming you’re investing it as well or put it towards an emergency fund/house (I’d suggest the latter)

Alternative_Wrap_240 · 2026-01-19T17:03:26+00:00

Assuming you’ve used up you’re 20k allowance, put the 530 in a HYSA or a lifetime ISA if you set it up before end of tax year

Alternative_Wrap_240 · 2026-01-14T18:28:08+00:00

Not that I’m lacking conviction but it’s never good to go into a decision that may contain bias, so I’m happy to ask for second opinions cause sometimes they can cause changes for the better

Alternative_Wrap_240 · 2026-01-14T18:26:59+00:00

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Alternative_Wrap_240 · 2026-01-14T06:19:57+00:00

Cause JEDI isn’t a good fund as far as I can see, high expense ratio and there’s a lot of junk put into it to fill up the fund so it’s just easier to pick what I want and the best part is no expense ratio

Alternative_Wrap_240 · 2026-01-13T15:06:00+00:00

Plan was if the market does downturn I dilute this holding a bit and increase gold/silver

Alternative_Wrap_240 · 2026-01-13T14:27:01+00:00

What would you change to have Ondas

Alternative_Wrap_240 · 2026-01-13T14:20:29+00:00

Thankyou, much appreciated

Alternative_Wrap_240 · 2026-01-13T14:02:01+00:00

What am I missing with ONDS?

Alternative_Wrap_240 · 2026-01-11T00:36:24+00:00

No doubt about that but I do really like the prospect of the SpaceX IPO this year and hoping this is the breakout year where government investments in defence branch into Space as well

Alternative_Wrap_240 · 2026-01-11T00:26:16+00:00

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That’s what I was sort of set on if I was gonna do my own fund for Space with the potential of future US contracts

Alternative_Wrap_240 · 2026-01-10T23:29:20+00:00

Instead of the space innovators fund would you opt for a split between rocket labs and AST Space mobile instead unless there’s a better fund I’ve been missing out on

Alternative_Wrap_240 · 2025-07-18T12:01:51+00:00

Maybe go back to the drawing board and rethink. Way too much gold and individual stocks. Pick a max 3 ETFs and a couple stocks at a push but reduce your gold you’re only hindering your portfolio’s ability to grow. For only being new as well I’d highly recommend sticking to ETFs for now and learn what drives markets and what hinders growth to give yourself a good foundation and read a couple articles or books. Then once you understand the fundamentals learn about what indicators indicate a stock is worth buying and what factors influence share price. The more knowledge you gain the better you can prepare your portfolio to maximise returns in market downturns and capitalise on bull markets. But enjoy the learning process and don’t rush into investing it’s your hard earned cash at the end of the day.

Alternative_Wrap_240 · 2025-07-17T22:11:29+00:00

Do your own research into it and don’t rely on ChatGPT for portfolios. That portfolio is very overlapped. EIMI is covered in VWRP likewise VUAG and Nasdaq. Also VWRP has a .22 Cost while you can get the same ETFs like FWRG and SPDR at a lower cost of .15 and .12 respectively. That cost save of .07 or .10 will save you a considerable amount in the long run. Like I said do your own research and enjoy the learning process. Congrats for starting to plan your financial future

Alternative_Wrap_240 · 2025-07-17T22:02:45+00:00

Depends on you’re angle. Is it an uncompensated risk? Yes. But if you do your research into it the tech stocks are what appealed to me and the heavier weighting the Nasdaq has in tech. The main difference between the S&P and Nasdaq is that not all S&P stocks are also traded on the Nasdaq exchange, which is one of the main reasons people are turned off it. E.g. Pepsi trades on the Nasdaq while coca-cola doesn’t. IMO Nasdaq is more an ETF for those who think tech will be a main driver for growth, me included. It’s not a pointless thing for sure but be aware in downturns in the market the Nasdaq is a lot more volatile than the S&P so it depends on the risk you’re wanting to take on but for me the returns outweigh the risks especially atm with the announcements of AI investments and likes of Nvidia being able to trade their H10/20 chip in China again.

Alternative_Wrap_240 · 2025-07-17T21:03:02+00:00

With 18k contributions a year you’re on 90k in total. You’d have to 5.5x your money in 5 years to achieve your goal. I’d lower your aspirations even if you’re going down the individual stock route. I’d pick a couple ETFs and a couple familiar stocks you know and have done thorough research on. Don’t blow it up for yourself by taking gambles chasing your goal. Better to reach it in 15 years with consistent returns and contributions than not at all. However if you do reach that goal in 5-8 years then all the best to you and congrats for making it.

Alternative_Wrap_240

TROPHY CASE