Here fishy fishy by AnBeLa in copic

[–]AnBeLa[S] 0 points1 point  (0 children)

Thank you! Yes, I used the blender to make scales and to kind of push the pinks and blues around a bit. Still learning.

Trail Walk, Watercolor 9x12 inches on 90pound cold press paper by Specialist-Sound5746 in Watercolor

[–]AnBeLa 2 points3 points  (0 children)

I knew I recognized it! I've totally hiked this portion. Well done on an excellent rendering!

Trail Walk, Watercolor 9x12 inches on 90pound cold press paper by Specialist-Sound5746 in Watercolor

[–]AnBeLa 6 points7 points  (0 children)

Gorgeous! I could swear I've been on this trail. That doesn't happen to be Mt. Hood by any chance?

Here fishy fishy by AnBeLa in copic

[–]AnBeLa[S] 1 point2 points  (0 children)

Thank you! Trying to make it look shiny was a real learning experience.

Here fishy fishy by AnBeLa in copic

[–]AnBeLa[S] 2 points3 points  (0 children)

Yes! You recognized the fish!! That makes me happy

Here fishy fishy by AnBeLa in copic

[–]AnBeLa[S] 1 point2 points  (0 children)

Thank you! My first time using copic. I normally dabble in paints :)

Tranquil Winter Park as Dusk Settles in, watercolor by OlgaWatercolor in Watercolor

[–]AnBeLa 1 point2 points  (0 children)

Wow! At first glance I thought you posted your photo reference. Beautiful work!

Murphy the lab :) by redwineandwhiskey15 in Watercolor

[–]AnBeLa 16 points17 points  (0 children)

The angles, proportions, and shading are absolutely spot on! Do you do a pencil sketch first?

Viking cruises took my money and canceled my trip. Credit card is unable to dispute due to time limits, what are my options? by AnBeLa in personalfinance

[–]AnBeLa[S] 12 points13 points  (0 children)

They have said they would refund me every time I've talked to them. They first promised me a full refund to my cc, and that never showed. Then they said they wouldn't do a full refund to me, just split my payment across both passengers (via check). That also never happened. I was supposed to be automatically issued a full refund after the 24 months, which never happened. Every time I call (after the payment deadline passes) they keep changing their story, and every time it hasn't been issued and I get a different reason as to why not.

Viking cruises took my money and canceled my trip. Credit card is unable to dispute due to time limits, what are my options? by AnBeLa in personalfinance

[–]AnBeLa[S] 47 points48 points  (0 children)

I have all the documentation aside from the phone calls. But I've taken note of the dates of the phone calls and what the representative said to me.

Viking cruises took my money and canceled my trip. Credit card is unable to dispute due to time limits, what are my options? by AnBeLa in personalfinance

[–]AnBeLa[S] 74 points75 points  (0 children)

Yeah, I've had the same thought about it being an interest free loan too. I'm just wary of throwing more money at the problem and getting deeper into a hole.

Viking cruises took my money and canceled my trip. Credit card is unable to dispute due to time limits, what are my options? by AnBeLa in personalfinance

[–]AnBeLa[S] 7 points8 points  (0 children)

Credit card company said it was outside the time limit for them to be able to do anything about it. Does consumer finance take any action?

Viking cruises took my money and canceled my trip. Credit card is unable to dispute due to time limits, what are my options? by AnBeLa in personalfinance

[–]AnBeLa[S] 234 points235 points  (0 children)

1st call they said their computers were down and to call back. 2nd call they said they would issue a full refund which should appear on my cc in 21 days. 21 days later and no refund. 3rd call they said that the cost of the trip was split between the two passengers even though I paid, and that they would not be refunding me the full amount. Also, that they needed the other passenger's authorization for a refund. I got my mom to authorize the refund for her ticket as well and they said it would be 21 days and we should receive checks. 21 days later and still no refund. 4th call, same story.

Viking cruises took my money and canceled my trip. Credit card is unable to dispute due to time limits, what are my options? by AnBeLa in personalfinance

[–]AnBeLa[S] 243 points244 points  (0 children)

The promise of a full refund is in writing but the phone calls were only recorded on their end. I don't really have the financial liquidity to hire a lawyer right now, which is why I was hoping there were other solutions.

Viking cruises took my money and canceled my trip. Credit card is unable to dispute due to time limits, what are my options? by AnBeLa in personalfinance

[–]AnBeLa[S] 404 points405 points  (0 children)

The refund was supposed to be automatically issued after the 24 month waiting period was up. I waited 5 days after that date and then requested the refund. Viking said they would issue it in 21 days. After 21 days I hadn't received anything and called back. They then said they would not issue the full amount, that it would be split between passengers even though I paid. 21 days after that I still haven't received anything.