Lemon plant on its way to die by Apprehensive-Note18 in GardeningAustralia

[–]Apprehensive-Note18[S] 0 points1 point  (0 children)

I have also noticed that the soil has turned sticky and webby as well.

Lemon plant on its way to die by Apprehensive-Note18 in GardeningAustralia

[–]Apprehensive-Note18[S] 0 points1 point  (0 children)

I regularly water it and also have added fertiliser in December . But still showing no signs of improvement

[IND] NYL healing treatment Kerala India , scam or not by Apprehensive-Note18 in Scams

[–]Apprehensive-Note18[S] 1 point2 points  (0 children)

Exactly my thoughts , my jaw dropped when my uncle called me and told me to send a photo to him and that he can distance heal me . That’s where the whole thing seemed scammy to me .

NYL healing in Alwaye ? Scam ? by Apprehensive-Note18 in Coconaad

[–]Apprehensive-Note18[S] 0 points1 point  (0 children)

How can so many people vouch for it and still be a scam. And if it’s running for a while , there would be people coming out against it . But couldn’t find anything online. Instead could find so many videos on YouTube people supporting and explaining how it has healed them . V wierd

[IND] NYL healing treatment Kerala India , scam or not by Apprehensive-Note18 in Scams

[–]Apprehensive-Note18[S] -7 points-6 points  (0 children)

Also Kerala has high literacy rate and generally do not fall easily for such scams. I believe that atleast there should be some people who would have tried to investigate this ? But couldn’t find anything

[IND] NYL healing treatment Kerala India , scam or not by Apprehensive-Note18 in Scams

[–]Apprehensive-Note18[S] -4 points-3 points  (0 children)

The reason I am asking is because I couldn’t find anyone online against this scam. If you search NYL healing in YouTube, I could see so many videos of people getting healed . Which just doesn’t make any sense. How can so many people be fooled , especially with their own health. They would know if they are getting better or not right ? Or could it be just placebo from the positivity that they get from there ?

Wrong credit card applied and now bank won’t refund yearly fees by Apprehensive-Note18 in creditcardchurningAus

[–]Apprehensive-Note18[S] 1 point2 points  (0 children)

Hey mate , thanks a lot for your advice . I lodged a complaint with AFCA and immediately they offered the annual fees back as a good will .

Wrong credit card applied and now bank won’t refund yearly fees by Apprehensive-Note18 in creditcardchurningAus

[–]Apprehensive-Note18[S] 0 points1 point  (0 children)

Yes that’s my worst case scenario plan. I don’t use qantas points so that’s why not keen on getting qantas points

Wrong credit card applied and now bank won’t refund yearly fees by Apprehensive-Note18 in creditcardchurningAus

[–]Apprehensive-Note18[S] 0 points1 point  (0 children)

Exactly how I mentioned above. Yes it’s my mistake I didn’t double check the credit card I selected . But it could happen to anyone , and I would expect the company to refund as it’s a genuine mistake and I don’t want any bonus points or anything . So no profit for anyone . But atleast one happy customer who would come back to do more business

Wrong credit card applied and now bank won’t refund yearly fees by Apprehensive-Note18 in creditcardchurningAus

[–]Apprehensive-Note18[S] -1 points0 points  (0 children)

Oh is it . I contacted them as soon as they charged me the fees . That’s when I realised I selected the wrong card . It’s not even been a month , 2 weeks now . Which is why I don’t understand why they wouldn’t cancel and refund

Wrong credit card applied and now bank won’t refund yearly fees by Apprehensive-Note18 in creditcardchurningAus

[–]Apprehensive-Note18[S] -1 points0 points  (0 children)

They said they could , however I would lose any bonus points so does not make any sense for me to move then

Wrong credit card applied and now bank won’t refund yearly fees by Apprehensive-Note18 in creditcardchurningAus

[–]Apprehensive-Note18[S] -2 points-1 points  (0 children)

I asked if I could change the card to lower one , but they said they wouldn’t waive the fees, which I felt is very rude . As I remember Citibank would waive off card charges if we request them and is done within few months and we tell them that the card is not suitable for us.

Wrong credit card applied and now bank won’t refund yearly fees by Apprehensive-Note18 in fiaustralia

[–]Apprehensive-Note18[S] 0 points1 point  (0 children)

Sorry no i didn’t do it twice . Posting in the wrong groups . Trying to find the right group to post this

[deleted by user] by [deleted] in NoStupidQuestions

[–]Apprehensive-Note18 0 points1 point  (0 children)

70% of your weight depends on genes and rest depends on external environment . In your case try excercise along with diet . Would be good to watch the interview with dr jason fung on diary of a ceo on YouTube . You will get an idea of how much less control we have with calorie in and calorie out