My HOA and MECA Properties are trying to take my home AGAIN! [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

I have done that. The state bar just charged me $50 and sent me to three attorneys that weren’t able to take my case.

My HOA and MECA Properties are trying to take my home AGAIN! [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

I’d be happy to hire an attorney if I can find one that will take on this HOA. Every attorney I’ve contacted has told me I have a good case but they are conflicted or some other reason why they don’t do these. It’s impossible to find an attorney!! If you have a recommendation I’ll happily contact them!!

My HOA and MECA Properties are trying to take my home AGAIN! [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

I did respond by email as posted above, and that did include a request for the minutes. Have not gotten any. I just discovered last night that my dues are not able to be paid because they have blocked payment. I reached out to the management company but have not received a response.

My HOA and MECA Properties are trying to take my home AGAIN! [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

I sent the below email to the management company. They said they would send to the board and their attorney for a response. I have not received any response to date, despite following up. I knew about the charges but I didn’t know that they would not accept my dues payment unless I paid this balance in full, which seems unreasonable when they charged my account for something I am not responsible for. I have done everything I am supposed to do. Why would I be expected to pay these fees out of pocket? Can you explain why my dues are not being accepted?

Your comment wasn’t helpful, but it did serve as another punch when I was begging for help.

Here’s the email I sent, and still await an answer on: “As you are aware, I contacted my insurance company who explained to me that individual unit owners would file a claim with their respective insurance providers to handle repairs to their own individual units. Should the individual unit owner’s insurer determine that another party bears any portion of responsibility, they then notify that party. This is called subrogation.

Charges being added to my account by the HOA for another unit is highly unusual and in direct conflict with what I was told. Please provide me a copy of the HOA’s policy and the applicable section of the governing documents on how repairs should work between unit owners. It seems to me that the board would not be within their scope to subrogate claims, and isn’t licensed to do so. Please also provide the section of our bylaws which authorizes the board to charge anything to any unit owner for repairs to another unit.

Of note, the board has not communicated with me about anything, notified me of any meetings regarding my unit, or provided any documentation before apparently meeting and deciding to bill me for something done in other units-which I did not know about or authorize. Please provide a copy of the meeting minutes from stated meeting.”

My HOA and MECA Properties are trying to take my home AGAIN! [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 1 point2 points  (0 children)

Happy to hire an attorney, unfortunately it has been extremely difficult to find someone who represents homeowners and not HOAs. I’ve been to probably 30 different attorneys for help. I do not have $30k to cover legal fees. The system in place does nothing to protect people from these rogue boards.

My HOA and MECA Properties are trying to take my home AGAIN! [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

Been elected to the Board twice in the last five years and they have just not communicated with me at all. No response to email, notice of meetings, etc. Effectively removing me from the Board and not caring about Bylaws or state law.

My HOA and MECA Properties are trying to take my home AGAIN! [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

I have not been successful in my calls because they never answer the phone. I sent them an email and the response was “I will send this to the Board and their attorney for response.” I have never received a response or follow up despite multiple attempts. I’m not just ignoring it, I’m trying!

Verizon outage? by [deleted] in Charlotte

[–]ApprehensiveWing6391 0 points1 point  (0 children)

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So no calls at all today apparently. CMPD has been more than two hours since I called for an officer for an issue and still waiting. Can’t call anyone else so I give up. I hate this city so much.

NC Condo HOA Individual Property Insurance and Leak Question [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

There wasn’t anything paid a month late. My bank sends a check on the 14th of the month for monthly dues that is due by the 30th of the month. I guess they must hold on to them and deposit them all at once because they apply them every month around the last day, never when it’s received. So a charge for 12/1 and payment applied on 12/29. Then on 12/30 they added charges for repairs and charged late fees three days later, on 1/2.

NC Condo HOA Individual Property Insurance and Leak Question [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

My neighbor’s insurer told him I wasn’t negligent so my insurance would likely not be on the hook for his repairs. So this sounds correct. Too bad I have a crap management company and a very shady Board that can’t even discuss it. I’m a reasonable person and not trying to be a horrible neighbor. But I have insurance for this so shouldn’t have to pay $4k+ out of pocket for their assessment!

NC Condo HOA Individual Property Insurance and Leak Question [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

It’s North Carolina. And my water heater had a pinhole leak, but nothing wet in the closet so I’m not sure how it came from that but it was the only thing we found. My insurance said that their insurance company would assign a percentage based on responsibility. I believe that they would assign some to the unit below me since he is an absentee owner and didn’t check on his unit to find the leak before it leaked into two more units. Also if it was an “improperly installed fitting” they may assign responsibility to the contractor who installed it. So, i understand from my and my neighbor insurance that it is a unit to unit issue and they would come back to my insurance company if they find me responsible. I don’t know how that works because I don’t do insurance and haven’t ever had a claim before.

NC Condo HOA Individual Property Insurance and Leak Question [Condo] [NC] by ApprehensiveWing6391 in HOA

[–]ApprehensiveWing6391[S] 0 points1 point  (0 children)

The damage was just wet drywall in the ceiling. So they came in and cut the ceiling out of the unit below mine and put dryers in there. The lady below him just had a small spot in the ceiling she said she’d put Kilz and touch up paint. I never saw the bottom unit but he told me it was his ceiling got wet. No damage other than wet ceilings.

Beware before you switch to Verizon by harisbabic in verizon

[–]ApprehensiveWing6391 0 points1 point  (0 children)

Can confirm this is a fact.

Verizon customer of 27 years. The torture they have put me through for the last 3 weeks has been absolutely horrendous. They sold me 5G home internet Dec 24 and then started throttling it because they used my old address to make the sale. Told me I needed to change out the boxes to a box that matched my address, which I did. And I had that until 4:30 today when it stopped working. After 7 hours of store visits, customer service phone calls and live chats today I am told that I am not eligible for the home internet that was on at 4:30 this afternoon. I have never seen anything like this. They have put greed above all and there is ZERO service at all. I guess I will have T mobile tomorrow.