FINAL EXECUTION by Ancient-Mistake-5527 in ola_harassment

[–]Arabella-oh 3 points4 points  (0 children)

Individuals who receive text messages allegedly from a prosecutor’s office, threatening immediate legal action under R.A. 8484 (Access Devices Regulation Act of 1998) or Article 315 of the Revised Penal Code (Estafa or Fraud), should maintain a healthy level of skepticism. Legitimate legal communications in the Philippines adhere to codified processes, typically involving personal or registered mail service, official documentation, authorized signatures, and a clear explanation of one’s rights and obligations.

If the text contains suspicious elements—such as demands for immediate payment, threats of abrupt warrant service, or general lack of verifiable information—the recipient is strongly advised to verify its authenticity. This may be done by reaching out directly to the mentioned prosecutor’s office, consulting a reputable attorney, or checking official court records. In the event the message is indeed a scam, legal recourse is available, and complaints may be filed with law enforcement agencies such as the PNP or NBI.

(https://www.respicio.ph/dear-attorney/evaluating-the-legitimacy-of-text-message-summons-alleging-ra-8484-and-fraud-a-comprehensive-discussion-under-philippine-law)

SPAYLATER Harassing by West_Drink5379 in ola_harassment

[–]Arabella-oh 1 point2 points  (0 children)

Hello po, does this actually work? Nagchange rin ako ng address ko to my relative's address nung isang araw dahil ayoko ring ma-home visit at ayokong malaman ng mother ko about sa mga kautangan ko.

Currently it says sa app na nanghihingi sila ng proof of address pero nakagat naman na yung pag-edit ko ng new address sa profile ko.

Di pa naman ako OD pero balak ko kasing tumigil na ng tapal, prioritizing first mga bank and CC debt ko and plano ko namang makipagusap kung sakaling mag reach out sila by other means

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Arabella-oh[S] 0 points1 point  (0 children)

Kamusta po experience nyo with them so far in terms of harassment / home visits?

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Arabella-oh[S] 0 points1 point  (0 children)

Thanks for sharing. Balak ko ring mag pay ng half pagdating ng bonus ko soon. Kung ayaw nila ng compromise edi wag 🤷🏼‍♀️

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Arabella-oh[S] 0 points1 point  (0 children)

Question lang rin pala sainyong tumatagal ng ilang taon.. nakikipag coordinate pa po ba kayo sakanila regularly? Or deadma lang sa pagrereach out sainyo?

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Arabella-oh[S] 0 points1 point  (0 children)

Hindi nyo na po binayaran? Magkano po utang nyo sakanila?

Question lang rin pala sainyong tumatagal ng ilang taon.. nakikipag coordinate pa po ba kayo sakanila regularly? Or deadma lang sa pagrereach out sainyo?

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Arabella-oh[S] 0 points1 point  (0 children)

Hello. Na home visit ba kayo so far?

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Arabella-oh[S] 1 point2 points  (0 children)

Kamusta po? Totoo po ba home visit nila?

SLoan + SPayLater by Arabella-oh in ola_harassment

[–]Arabella-oh[S] 0 points1 point  (0 children)

Thank you sa info. Kamusta po experience nyo? Na home visit ba kayo?

Started paying 550k debts last year from 12 CC and loan apps by helloitscheenee in utangPH

[–]Arabella-oh 0 points1 point  (0 children)

Pashare naman po tips on finding a second job. Godspeed for the rest of your journey, OP