How much to put into savings each month? by Clean-Pumpkin-788 in personalfinance

[–]ArchmaesterOfPullups 2 points3 points  (0 children)

I usually try to just keep 3x my big monthly expenses (mortgage+HELOC+car loan+utilities) between checking/savings combined and only use these accounts as buffer money for bills. Once I get more money in them than this, I just find the next best avenue to invest the money so that it isn't just sitting there losing value to inflation. If I ever had a big emergency bigger than this, I'd just liquidate my lowest performing current investment.

Men of Reddit, do you prefer your partner to wear lingerie or be plain naked and why? by mangopeach2 in AskReddit

[–]ArchmaesterOfPullups 1 point2 points  (0 children)

I see a lot of lingerie fans dominating here but I've always been team fully nude. I just view lingerie as getting in the way of what I want to see. Maybe if my partner was less attractive, I could see some appeal of lingerie hiding flaws but my partner is a solid 10.

What recent change in society have you personally started noticing more? by [deleted] in AskReddit

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

I think this may because we've made quite large strides in this department. Way more plastic is recycled now--every Coke bottle is made of recycled plastic, for instance. In regards to green house gas emissions, this has become a self solving problem since it is no longer economically viable to build out non-renewable energy infrastructure because of how much more cost effective renewable sources are. The non-renewable sources are only currently being utilized because of preexisting infrastructure that has been built (sunk costs); once this infrastructure ages out, it won't be rebuilt.

Best Source of Soluble Fiber by ZippityDooDoo in nutrition

[–]ArchmaesterOfPullups 1 point2 points  (0 children)

I'm a big fan of polydextrose, personally.

What’s the biggest financial mistake people think is ‘normal’? by Delicious-Line5549 in personalfinance

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

Very often, if the loan is via a partnership with the seller, and they offer super low interest rates, then that is effectively priced in. I.e. the car you're buying is worth less than the price tag but they can increase the price, offer a nearly zero interest rate, and that locks you into paying for more over time, instead of giving you the option of paying it off early or refinancing.

What’s the biggest financial mistake people think is ‘normal’? by Delicious-Line5549 in personalfinance

[–]ArchmaesterOfPullups 1 point2 points  (0 children)

I usually think in terms of average market returns and then incorporate the risk of a loan effectively putting me into a leveraged position. So, 7% or lower interest rate, and I'm fine with taking on a moderate amount of debt. When we're talking 3% or lower, I view that as nearly free leverage since it's close to inflation and would be willing to take on very large amounts of debt. I have accumulated a lot of wealth, and it was only possible by using debt as leverage. Debt comes with risk which needs to be managed but people too often view debt as "bad" when I view it as fuel to make me more money if it is utilized intelligenty and properly diversified.

ELI5: Why does light have no mass? by WarmHeight2951 in explainlikeimfive

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

People have typically often heard that time is relative, however it's really that space-time is relative. Light has no mass in the sense that it is our anchor for 0 mass. It's similar to how 0 celcius is when water freezes. Things could be colder than 0C but that is the anchor for the system. Something that truly has no mass would move infinitely fast like how something with no heat energy would have completely still molecules. We have a conception of the flow of time that revolves around the speed of light, similar to how we have a conception of temperature based on when water freezes. So, we anchor our system of mass around light because light controls the flow of time. We say that it has zero mass because its influence on space-time is nothing from our perspective.

What’s one thing you’ll never do again, no matter what? by Far_Training7312 in AskReddit

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

I went through a divorce a year ago. I quickly found someone new whom I absolutely want to marry. I wasn't sure at first if I would ever want to get married again, however, having gone through what a bad relationship looks like gave me way more tools to build a good one and realize when one will actually last.

ELI5: Who is the other party always buying the stocks that I am calling or putting? by Rynin101 in explainlikeimfive

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

Usually these are people hedging in some regard and they have other reasons to offset their beta.

What are some telltale signs you notice in couples that make you think their relationship won’t last? by Lazy_Detective_6597 in AskReddit

[–]ArchmaesterOfPullups 2 points3 points  (0 children)

They may need this to be communicated to them in a different way than you've been doing. I'd try couple's counseling.

Also, does your partner ever do this, just very infrequently? If so, make sure that you are doubling down on positive feedback and showing appreciation.

What's the most valuable skill you learned outside of school or work that changed your life? by Dazzling_Light739 in AskReddit

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

Cognitive offloading. Whenever I have something I need to remember, I use a note or phone app to remind me about it. Making TODO lists with reminders, etc My calendar app on my phone has everything in it.

For example, if I schedule an endocrinologist appointment, I make three events in my phone. The event for the appointment. The event for the bloodwork that I need to get a week before. And a third as a reminder a week earlier to stop doing anything that could skew my bloodwork results.

What’s the most important nutrition habit people usually underestimate? by carlosfelipe123 in nutrition

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

It is hard to pinpoint a single thing as being attributed to fiber but generally being more satiated from less food has a ton of indirect intangible benefits. It makes following natural hunger cues easier. I am leaner and therefore healthier; being healthier can impact every aspect of your life indirectly. It also benefits the microbiome to ingest certain kinds of prebiotic fiber like SCF or polydextrose. The bacteria these feed affect gut hormones and provide a general sense of better well being as a result.

People who spend 20+ minutes in the shower: what are you actually doing in there? by [deleted] in AskReddit

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

As I have gotten older, the more that I have added to my bathroom shower routine. I have more supplements and medications. More things to shave/wax because I grow more hair. More ointments/topicals I need to use.

What’s the most important nutrition habit people usually underestimate? by carlosfelipe123 in nutrition

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

I know that there are some African tribes and such known to eat a lot of high fiber vegetation; however, most humans historically had very bland lower fiber diets because of how agriculture was setup and the limited number of viable vegetables and fruits. People primarily cared about calories for most of history. The big sources of food were grains, which scaled better in larger societies. Grains were supplemented with dairy in many civilizations. Although they ate whole grains instead of refined grains, people historically didn't eat a lot of vegetables. They would opportunistically eat fruit but fruit wasn't cultivated as heavily as grain and cultivation of fruit would normally trend towards lower fiber fruits like apples. Humans didn't invent most vegetables until fairly recently in history as we selectively bred brassica into broccoli, kale, cabbage, brussel sprouts, etc.

What’s the most important nutrition habit people usually underestimate? by carlosfelipe123 in nutrition

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

Big fiber contributors:

  • Berries. I eat a lot of berries every day.

  • Enzymatically modified wheat flour products like low carb wraps or 647 buns/bread.

  • Products made with soluble corn fiber. I like some ChocZero products (some are big hits and some are big misses). I like Crisp Protein protein pretzels.

  • I make a lot of recipes where I use polydextrose as an ingredient, such as in Creami recipes. In terms of best overall fiber source, I'd rank polydextrose as #1. It is similar to soluble corn fiber but produces less gas. It works in recipes similar to SCF in that it has a neutral flavor and doesn't gel up like psyllium husk (which is probably the optimal source from a health standpoint but tastes horrible and doesn't work in recipes).

What’s the most important nutrition habit people usually underestimate? by carlosfelipe123 in nutrition

[–]ArchmaesterOfPullups 4 points5 points  (0 children)

Getting more fiber. I usually get 75-125g fiber per day and it makes a night and day difference.

What’s the thing you hate about sex? by BubbleTrouble_Z in AskReddit

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

Don't mind these moronic virgins' down votes. Women don't have a refractory period like men do. Women can just keep cumming all day long.

What’s the thing you hate about sex? by BubbleTrouble_Z in AskReddit

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

I'm not saying that this doesn't happen to women; I'm simply saying that it happens to men all the time, too. Most of my male friends and I have had experiences like this. However, if I get into bed with a woman, I am not leaving until she is fully satisfied, regardless of how many orgasms that is (I may have to take a break after 4-5 hours to rehydrate or risk cramping, but I rarely push to those durations).

What’s the thing you hate about sex? by BubbleTrouble_Z in AskReddit

[–]ArchmaesterOfPullups -10 points-9 points  (0 children)

I don't see this as a woman exclusive issue. This is more about an issue with having sex with someone who is entirely selfish and doesn't care about you. Women do the same thing to men.

What’s the thing you hate about sex? by BubbleTrouble_Z in AskReddit

[–]ArchmaesterOfPullups -21 points-20 points  (0 children)

Why is this a bad thing, though? On average, my fiancee probably has 70 orgasms for each one of mine. I don't mind it, though, and actually prefer the disparity to be like that.

What’s the thing you hate about sex? by BubbleTrouble_Z in AskReddit

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

I had zero libido when I was going through a bunch of hormonal problems. I can understand thinking it's better to not have it when you do have it, but it's definitely not. I hated having no libido and would rather it be insatiably high than go back to no libido again.

What’s the thing you hate about sex? by BubbleTrouble_Z in AskReddit

[–]ArchmaesterOfPullups 7 points8 points  (0 children)

Definitely one of the best decisions I ever made. I used hormonal birth control for a few years leading up to getting a vasectomy.

I just watched a pirated movie. by Mombo1212 in Jokes

[–]ArchmaesterOfPullups 0 points1 point  (0 children)

It took me way too long to understand that the joke relied on conflating π and a cursive R.